Credit Analyst jobs in South Africa

time left to apply End Date: April 27, 2025 (12 days left to apply)

job requisition id R32610

RMB is a place where exceptional people create their own opportunities by challenging the conventional and driving sustainable impact.

United by our proud heritage, strong ethics and philosophy of traditional values and innovative ideas, it’s the magic of our people and culture that sets us apart.

Now, is the time to imagine your next move with South Africa’s number one employer in Financial Services for 2025, where you can embrace the power of collective thinking to unlock unique opportunities for our clients and society.

The purpose of the role is to manage credit product risk and profitability and make recommendations for a portfolio of credit clients through analyses, improving the lives of customers through simple, effective solutions that meet their needs while monitoring associated risks.

• Initiate dialogue to build professional working relationships with all stakeholders displaying excellent abilities to listen, advise, influence, negotiate and present at all levels.
• Lead and facilitate difficult conflict situations into consensual agreements.
• Integrate opinions and information provided by various sources to make strategic decisions.
• Adapt communication styles to meet the needs of different audiences.
• Continually scan the industry to identify opportunities to create strategic partnerships with key individuals and bodies.
• Research and analyse the supply and demand for listed credit products in South African and relevant cross-border markets.
• Research and analyse pricing and pricing trends.
• Research and analyse the impact of regulatory changes on the market.
• Research and analyse the impact of macroeconomic changes on the behaviour of buyers and issuers of credit.
• Research and analyse selected companies' financial positions with a focus on their credit quality and potential changes to that quality.
• Produce reports and presentations based on research and analysis that express considered opinions.
• Understand what key stakeholders are looking for and, where required, customise presentations accordingly.
• Be able to defend conclusions and recommendations.
• Demonstrate pride in the organisation's brand services and products by consistently delivering on the brand's promise.
• Follow through to ensure that personal quality and productivity standards are consistently and accurately maintained.
• Stay relevant and up to date with legislations and new developments.
• Maintain a positive attitude and respond openly to feedback.
• Handle stress in ways that do not negatively impact others.
• Plan and manage own workflow anticipating obstacles, juggling priorities, and following through on objectives within agreed time frames and according to quality standards.
• Take ownership of personal career development leveraging formal and informal opportunities.
• Read situations and organisational realities.
• Set aside personal agenda for the greater good.
• Act in an ethical, transparent and morally defensible manner including highlighting unethical practices.
• Share, debate and communicate learnings.
• Flag and debate issues constructively.
• Promote a friendly cooperative climate.

• Post graduate degree or diploma or honours in Mathematics or Actuarial Science or Statistics.

• Minimum of 2-4 years' experience in a similar environment, of which 2 years ideally at specialist level.
• Financial Services/Markets Industry Experience.

• Opportunities to network and collaborate.
• Challenging working.
• Opportunities to innovate.

• Curious & courageous - you're driven by always wanting to know more and learn more and you're brave enough to.
• Obsessed with mastery - you know what it takes to become good at what you do and are constantly pushing yourself to do it.
• Love putting our clients at the forefront of what you do.

Take note that applications will not be accepted on the below date and onwards, kindly submit applications ahead of the closing date indicated below.

27/04/25

All appointments will be made in line with FirstRand Group’s Employment Equity plan. The Bank supports the recruitment and advancement of individuals with disabilities. In order for us to fulfill this purpose, candidates can disclose their disability information on a voluntary basis. The Bank will keep this information confidential unless we are required by law to disclose this information to other parties.