Junior Data Analyst jobs in South Africa

Job summary

A dynamic fintech company in Cape Town, South Africa, is seeking a Credit & Pricing Analyst to drive profitability through data analysis. This role involves developing pricing models, forecasting credit performance, and enhancing credit risk systems. The ideal candidate will have a Bachelor's degree and 2-5 years of experience in data-heavy roles. The company offers a hybrid work environment and a range of employee benefits including flexible paid time off and opportunities for travel.

Benefits

Qualifications

• 2-5 years of relevant experience in a credit risk, pricing, or data science role, preferably in fintech or financial services.
• Strong analytical and problem-solving abilities with a commercial mindset.
• Excellent communication skills for conveying complex quantitative concepts to non-technical stakeholders.

Responsibilities

• Develop, monitor, and refine pricing models to achieve profitability targets.
• Build and maintain credit performance forecasting models for key metrics.
• Enhance credit risk models through customer and behavioral data analysis.
• Test and prototype new analytical models to uncover business performance opportunities.
• Investigate portfolio trends and provide actionable recommendations.