Credit Risk Manager jobs in United Kingdom

Financial Services Group based in Portsmouth, Hampshire, has a newly created opportunity for an experienced Credit Risk Manager to undertake responsibility for the development of the credit risk policy for the organisation managing delinquency risks, implementing robust governance and providing strategic support for long-term financial sustainability.

What will the Credit Risk Manager role involve?

Reporting to the Finance Director, the main responsibilities of the Credit Risk Manager role will include:

• Recommend actions to reduce delinquency ratios in line with company and group targets;
• Collaborate with internal and external stakeholders to review and refine underwriting processes, scorecard validation, and portfolio risk assessments;
• Improve monitoring systems to track key credit risk KPIs, delinquency rates, and customer segmentation, ensuring regular reporting;
• Take ownership of long-term improvements in the credit risk framework by building more sophisticated tools and systems for monitoring, reporting, and forecasting credit risk;
• Lead the development of innovative strategies to manage the delinquency position and implement new technologies such as advanced data analytics for credit control;
• Influence strategic decisions around the underwriting and credit risk policies, making a significant impact on the financial health of the business.

Suitable Candidate for the Credit Risk Manager vacancy:

• At least 5-8 years experience in credit risk management in a leasing or financial services company, ideally within a regulated background;
• Experience in recruiting and leading high-performance teams in a credit risk environment will be essential as will the ability to work with non-finance stakeholders;
• Ability to analyse credit data and develop models and processes that drive business results.

Additional benefits and information for the role of Credit Risk Manager:

• A competitive package including bonus and enhanced employer pension contributions;
• The role will be offered on a hybrid working basis with the successful candidate expected to attend the office 3 days a week.