Senior Credit Risk Manager

Some careers shine brighter than others.

If you're looking for a career that will help you stand out, join HSBC and fulfil your potential. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further.

Our Wealth and Personal Banking business supports millions of individuals, families, business owners, investors and entrepreneurs worldwide. We provide products and services that include current accounts, credit cards, personal loans and mortgages, as well as savings, investments, insurance and wealth management. We also have specialised relationship managers who support customers with bespoke requirements, including high net worth and ultra-high-net-worth clients.

Our Risk and Compliance function has a critical role to play in supporting, challenging and advising across all areas of the business through establishing policy, monitoring profiles, and identifying and managing forward-looking risk and compliance. We focus on creating an environment that encourages our people to speak up and do the right thing, as well as protecting our customers, the organisation and the integrity of the financial markets in which we operate. Already an industry-leader in many respects, we want to continue setting standards and evolving to respond to strategic changes.

We are currently seeking a high calibre professional to join the team as a Senior Credit Risk Manager. This is a unique opportunity to support an established team to accelerate the one day mortgage ambition.

As an HSBC employee in the UK, you will have access to tailored professional development opportunities and a competitive pay and benefits package. This includes private healthcare for all UK-based employees, enhanced maternity and adoption pay and support when you return to work, and a contributory pension scheme with a generous employer contribution.

In this role you will:

1. Manage credit risk requirements in a series of projects seeking to simplify the customer journey, which in turn will help the secured business to grow safely
2. Work through the different touchpoints in the customer journey, simplifying by using technology and data to achieve the same results in a more efficient way
3. Lead and develop Secured credit, property and climate risk policy for the UK, ensuring compliance with regulation and internal policy, driving good customer outcomes
4. Work closely with Global Risk Teams to ensure guidelines and procedures are followed and that best practice techniques are introduced where appropriate
5. Manage and develop MI and reporting to deliver actionable insight

To be successful in this role you should meet the following requirements:

1. Previous credit risk experience at a senior manager level
2. Ability to optimise journeys whilst mitigating risk
3. Innovative and ready to apply skills to an ambitious mortgage lender
4. Recent experience of working with third parties to leverage new data and technologies to streamline customer journeys
5. Python or SAS coding capabilities

This role is based in Birmingham, Sheffield or Leeds.

Opening up a world of opportunity

Being open to different points of view is important for our business and the communities we serve. At HSBC, we're dedicated to creating diverse and inclusive workplaces - no matter their gender, ethnicity, disability, religion, sexual orientation, or age. We are committed to removing barriers and ensuring careers at HSBC are inclusive and accessible for everyone to be at their best. We take pride in being a Disability Confident Leader and will offer an interview to people with disabilities, long term conditions or neurodivergent candidates who meet the minimum criteria for the role.

If you have a need that requires accommodations or changes during the recruitment process, please get in touch with our Recruitment Helpdesk:

Email: hsbc.recruitment@hsbc.com

Telephone: +44 207 832 8500