Credit Analyst jobs in United Arab Emirates

Operating in the UAE for over 50 years, CBD manages the financial requirements of some of the largest corporates and businesses operating in the country, driving the UAE economy. Over the years, CBD has transformed into a progressive and modern banking institution winning multiple awards for its digital initiatives, credit cards, bank accounts, mobile app features and services.

CBD has been recognized as the number one bank in the UAE on the Forbes list of The World’s Best Banks 2022.

As we continue to build upon our successes, we are looking for ambitious individuals who are passionate about the banking and finance industry and the markets in which CBD operates. Just as important to us is your ability to demonstrate a talent for dealing with people - your colleagues and our customers - and delivering service that really goes the extra mile.

• Portfolio Analytics’ including MIS, Reports, Management Presentation packs of all Asset Products falling within the domain of Personal Banking, and Retail Attijari Al Islami.
• Responsible for analyzing Scorecards, Limit assignment and Impairment model management including other related Risk models to identify both risk and opportunity areas.
• Provide support to Head of Retail Credit Policy in meeting Risk Management Department’s objectives.
• Work closely with IT, Finance and other departments to generate timely and accurate MIS/Dashboards. The incumbent should have a bias to automate the various reports.
• Identify credit risks / trends under different scenarios and provide analytical support for making specific business decisions.
• Participate as a Team member and undertake responsibility for the improvement of the on-going management of credit risk reports and analyses in an accurate, efficient and timely manner.
• Ability to identify data points and data sources to build a comprehensive, accurate and complete credit information database. Facilitate in Data Warehousing process and retrieval and Analysis of Data.
• Represent the team in initiatives pertaining to data warehousing, data analysis automation and analytics.

• Degree in Finance, / Analytics
• Possesses knowledge of Credit and Financial Analysis
• Basic knowledge of Credit Risk,
• To be familiar with Rating and Scoring models
• High Proficiency in EXCEL & SAS
• Communication Ability – written and spoke

• 2 – 3 years of having handled Retail credit MIS/analytics including familiarity with Scorecard analytics.

• Analytical skills
• Good command of English.
• Strong investigative and interpretive skills
• Persuasive communication / presentation skills

• Thinking analytically
• Communicating effectively
• Attention to detail
• Taking initiatives