Chief Investment Officer ofertas em United States

Raisin is the world's leading platform for savings and investment products. Founded in 2012, the FinTech connects consumers with banks in the EU, the UK and the US. This gives consumers better interest rates and banks a diversified form of refinancing. Our vision is to offer savings and investments without barriers and thus open up the global +150 trillion euro market. Raisin works with over 300 banks. Today, the platform holds over 75 billion euros in assets from around one million customers which have accrued over 5 billion euros in interest with their investments.

Team

The Investment and Pension Products team at Raisin builds Raisin's capital markets-based products, enabling customers to grow their wealth with confidence. We take complex, highly regulated financial systems and turn them into easy, transparent, and scalable product experiences. This is core to Raisin's mission, given the central role these product lines play in Raisin becoming the home for our customers' wealth.

• Own one of Raisin's Investment and Pension Products areas end to end, from problem discovery to delivery, adoption, and measurable business impact.
• Develop a deep understanding of your product area (customers, market, regulation, competitive landscape) and identify the highest-leverage opportunities across the broader domain.
• Shape and maintain a value-driven 12-month roadmap, balancing strategic bets, incremental improvements, and platform/operational needs; align stakeholders through clear narratives and trade-off decisions.
• Set and track quarterly OKRs with your Engineering Lead, ensuring plans are grounded, measurable, and connected to Raisin's strategy; you're accountable for outcomes, not just output.
• Lead cross-functional collaboration with Engineering, Design, Data/Analytics, Operations, Legal/Compliance, and other stakeholders to deliver a seamless customer experience and reliable product operations.
• Communicate effectively through written product artifacts (e.g., PRDs, user journeys, wireframes, sequence diagrams, experiment plans, and release notes), providing enough clarity to enable autonomous team execution while keeping scope focused and aligned.

Must haves

• At least 3 years of Product Management hands on experience leading a cross functional team.
• Demonstrated success in defining, launching, and scaling complex products that combine deep technical systems, non-trivial business logic, and high operational or regulatory constraints.
• Proven ability to collaborate with diverse stakeholders (Engineering, Design, Business, Compliance, Legal, Marketing, Executive Leadership) and drive cross-functional alignment on product vision and prioritization. You have a sufficient grasp of these disciplines, such that you can sketch high-level solutions to product problems in software design artifacts.
• Excellent written and verbal communication skills, with the ability to articulate complex technical concepts to both technical and non-technical audiences.
• Owner's mentality: you tackle challenges head-on and drive solutions with conviction.
• Highly data-driven approach to prioritization and decision-making, including the ability to define KPIs, create product impact dashboards, and synthesize data into actionable product requirements.
• A track record of leveraging qualitative (customer interviews) and quantitative (product usage data) insights to validate assumptions and drive product strategy.
• To thrive in this position, you would need at least a B2 level of German (it helps navigate our main market's regulatory and compliance space).

Bonus qualifications

• Experience in Investment products, preferably with a leading European Fintech, investment firm or a Bank's investment division.
• Experience with Looker or similar analytical tools.

At Raisin, we care about each other and it is one of our top priorities to foster an open and caring environment in which everyone feels welcome and comfortable. Our culture is strongly driven by our ambitious team, which connects more than 75 different nationalities.

As part of our team, you will benefit from:

• Employee Development Budget of €2,000 and four full training days per year.
• Flexible working hours, home office and 30 vacation days.
• A company pension scheme (Betriebliche Altersvorsorge), which we support with 20%.
• Enjoy more than 50+ different sports with Urban Sports Club: We subsidize your membership with more than €20 per month.
• Do you miss being in the office? The Deutschland Ticket gets you there, which we subsidize with €25 per month.
• Love cycling? With JobRad, lease the bike of your choice and enjoy tax savings, plus Raisin covers your monthly insurance costs.
• Hungry all the time? Snacks, daily fresh fruit as well as drinks provided at the office.
• You are moving from another country or city to join us? We may support your relocation.

Raisin Applicant Privacy Policy

We value diversity and the unique experiences each individual brings. If you're excited about this role but don't meet every requirement, we still encourage you to apply.

We are an equal opportunity employer and are committed to creating an inclusive environment for everyone, regardless of race, colour, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, or gender identity.