Analyst jobs in United States

About Unlimit

Founded in 2009, Unlimit is a global fintech company that offers a large portfolio of financial services, including payment processing, banking as a service (BaaS), and an on&off-ramp fiat solution for crypto, DeFi, and GameFi. The company’s mission is to deliver solutions that eliminate financial borders, enabling businesses to operate both locally and internationally with ease across Europe, the UK, LATAM, APAC, India, and Africa. Unlimit has 700 employees across 16 offices and five continents, including London, Singapore, São Paulo, Hong Kong, and Mexico. For further information, please visit: www.unlimit.com.

Job purpose:

The Underwriting Analyst will review and complete underwriting and credit analysis of applications by applying sound underwriting judgment and adhering to company policy. In this role, you will be responsible for reviewing potential and existing merchants from a risk, regulatory, and compliance perspective.

Part of this role is also to facilitate the Company’s growth by scaling internal processes and focusing on continuous optimization and automation.

Main duties and responsibilities:

• Ensure adherence to Company and Card Schemes rules and policies.
• Adhere to underwriting standards, instructions, and good practice to minimize risk and maximize efficiency.
• Perform underwriting and risk assessment (including but not limited to credit risks) of new and existing customers.
• Perform calculation of the financial risk exposure and the relevant risk mitigation measures.
• Setup processes, monitor, and execute checks related to merchants' onboarding and monitoring.
• Evaluate existing procedures to refine and optimize the merchant onboarding and monitoring process.
• Provide advice and support to internal stakeholders regarding new and existing merchants' questions around merchant onboarding.
• Provide support for periodical reviews and audits.
• Continuous process improvement and sharing best practices.

Main qualifications, skills, and experience:

• At least 3 years of experience in acquiring and merchant underwriting.
• Understanding of AML, KYC, PCI, and Internal Controls.
• Knowledge of Card Schemes rules and regulations in relation to merchants onboarding and monitoring.
• Extremely detail-oriented, organized, and have the ability to multi-task.
• Able to work independently while being a strong collaborator, connecting with colleagues and sharing ideas to improve effective teamwork.
• Take initiative, ownership, and committed to challenging the status quo.
• Self-starter who enjoys a fast-paced environment.
• Excellent written and verbal communication skills.
• Analytical skills to identify and assess potential fraud and compliance issues.
• Demonstrated skills in risk assessment with the ability to escalate when appropriate.

We offer:

• Attractive monthly salary paid in line with experience.
• Modern workplace with all necessary equipment.
• A team of top international professionals to learn from.
• Multicultural working environment.

Join the Unlimit Team now!

Unlimit is an equal opportunity employer. We believe passionately that employing a diverse workforce is central to our success. We make recruiting decisions based on your experience and skills. We welcome applications from all members of society irrespective of age, sex, disability, sexual orientation, race, religion, or belief.