Credit Risk Underwriter

Jeeves is a groundbreaking financial operating system built for global businesses that provides corporate cards, cross-border payments, and spend management software within one unified platform. The company operates across 20+ countries including Brazil, Canada, Colombia, Mexico, the United Kingdom, across Europe, and the United States, and serves over 5,000 clients ranging from venture-backed startups to SMBs around the world. With a mission to empower businesses with more efficient and cost-effective financial solutions worldwide, Jeeves combines cutting-edge financial technology with exceptional team expertise to transform the business financial landscape. Jeeves has been recognized as one of The Information's 50 Most Promising Startups in 2023, as well as a Y Combinator Top Company 2021-2023 and won “Fintech of the Year" at the European Fintech Awards.

Since graduating from Y Combinator in 2020, Jeeves has successfully raised over $380 million and is backed by top world-class investors including Andreessen Horowitz, Y Combinator, CRV, Tencent, Stanford University, Clocktower Ventures, and founders of more than 15 unicorns including David Velez (Nubank), Carlos Garcia (Kavak) and Sebastián Mejía (Rappi).

We are in need of a Credit Underwriter to come and join our team in Brazil. As a global organization, Jeeves is committed to building a team as diverse as the companies we serve. Jeeves is a global company and English is the language we use internally to communicate between regions therefore, fluency in English is required for this position.

Location

This role is based out of São Paulo, Brazil, as a hybrid position where there is an opportunity to come into our office in the Faria Lima area.

Job Responsibilities:

• Responsible for underwriting commercial loans for new and existing customers
• Utilizes provided software to score credit applications
• Assists team members in evaluating new data sources in Brazil
• Provide input for improving efficiency for the underwriting team
• Establishes rapport; maintains and grows important relationships within the portfolio

Requirements:

• 7+ years in credit underwriting
• Experience in commercial credit risk in Brazil market is a must
• Understanding of how risk models operate and how to explain both model scoring and non-model components of underwriting assessment
• Must have the ability to conduct research into borrowers and industries to be abreast with factors that may affect profitability and the borrower’s ability to repay loans
• Demonstrated ability to work well with internal sales teams and balance need for prudent underwriting and following guidelines with a mindset and bias to enable growth
• Experience with corporate credit cards, payments, lending, or related industries
• Intellectual curiosity
• Excellent written and verbal communication skills conducted in English
• Strong interpersonal skills to develop and maintain internal and external relationships within their portfolio
• Experience in high growth startups preferred