Credit Analyst- Structured Finance

At Moody's, we unite the brightest minds to turn today’s risks into tomorrow’s opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are, with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways.

If you are excited about this opportunity but do not meet every single requirement, please apply! You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity.

Skills and Competencies:

• 3+ years of experience in Structured Finance.
• Proficiency in Microsoft Excel, Word, and PowerPoint is required.
• Proven and highly developed analytical and financial modeling skills.
• Excellent written and verbal communication skills in both Portuguese and English.
• Knowledge of Python programming and Visual Basic for Applications (VBA).

Education:

Bachelor's degree (or equivalent) in economics, business administration, statistics, accounting, engineering, or a related field.

Responsibilities:

• Analyze new Structured Finance transactions to assign ratings, and review ratings of existing transactions.
• Analyze transaction documents to understand transaction structure and legal, operational, and counterparty risks.
• Analyze characteristics of underlying portfolio and performance history to derive loss assumptions.
• Apply default and cash flow modeling in line with Moody’s Local rating methodologies.
• Lead virtual and in-person meetings with originators, advisors, and other transaction participants as part of the rating analysis process.
• Present credits efficiently and accurately in rating committees and other internal analytical meetings, formulate a coherent credit rationale and present this rationale in a persuasive fashion.
• Communicate rating rationales to investors and other market participants through rating reports, presentations, and meetings.
• Assist in producing timely and relevant research on specific issuers or sector-related issues that is in-depth, high quality, informative, and focused.
• Assist in rating methodology, model, and scorecard updates.
• Build and manage relationships with investors, advisors, and issuers.

Moody’s is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status, sexual orientation, gender expression, gender identity, or any other characteristic protected by law.

Candidates for Moody's Corporation may be asked to disclose securities holdings pursuant to Moody’s Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary.

Please note: STP categories are assigned by the hiring teams and are subject to change over the course of an employee’s tenure with Moody’s.