Jobs at Standard Chartered in United States

The role will be responsible for creating a roadmap for applications that are robust and futuristic solutions for the ATM Switch and Cards & Payment domain.

• Responsible for handling the Solution Architecture designing and delivery for the ATM Switch, Cards, and Payment domain.
• Developing solutions, stakeholder management, vendor and financial management, developing project costs, and delivering the developed solutions.
• Identifying and managing risks, including developing contingency plans to mitigate potential issues.
• Knowledge of card issuing and transaction acquiring processing and standards.
• Knowledge of ISO8583 messaging standard protocols.
• Hands-on experience with VISA, MasterCard Card, UPI, and other national card schemes Issuing & Acquiring, Scheme compliance requirement.
• Desirable to have knowledge of national schemes and processor integrations.
• Knowledge about APIs (SOAP, JSON, REST, etc.) and Web Service Integration.
• Knowledge about Back Office integration.
• Knowledge about HSM protocols and configuration, encryption Keys/Cryptography both symmetric and asymmetric keys, 3DES, AES, SM4, SHA.
• Familiarity with EMV technologies and standards, and PCI DSS and PA DSS standards.
• Familiarity with Contact and Contactless technologies, 3DS, and Tokenization standards.
• Experience with an EFT transaction switching or online banking environment.
• Hands-on experience with automated test tools and simulators.
• Experience with Google Pay/Samsung Pay/Apple Pay Wallets and QR Code and Emerging payments will be an added advantage.
• Strong design and programming knowledge in a Unix/Linux environment, Unix Shell Scripting.
• Knowledge of end-to-end systems development life cycles (i.e., waterfall, Agile, and other modern approaches to software development).
• Excellent verbal and written communication skills to technical and non-technical audiences of various levels in the organization.
• Willingly shares relevant technical and/or industry knowledge and expertise with other resources.
• Excellent problem-solving, team, and time management skills.
• Resourceful and proactive in gathering information and sharing ideas.
• Experience in banking or financial services industry.
• Working experience in Cloud and Digital transformation projects is an advantage.
• Good knowledge skill in open banking is a plus.
• Ability to review the requirement, impact analysis, gap analysis, high-level design, cost estimation, propose timeline, obtain project approval, and draft solution architecture/function spec/technical spec document.
• Be an excellent leader and subject matter expert on the technical and functional knowledge.
• Good team collaboration and relationships within & outside POD to all levels of the organization; strong influencing, conflict resolution & negotiation skills.

Regulatory & Business Conduct

• Display exemplary conduct and live by the Group’s Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank.
• Effectively and collaboratively identify, escalate, mitigate, and resolve risk, conduct, and compliance matters.

Qualification

• Education: B TECH or BE or MBA grade in Computer Science/Information Systems or related IT Area; 8 to 15 Years

Role Specific Technical Competencies

• Knowledge of ATM/POS switching, Debit Card Issuance/Management, Digital Channels interface, Encryption, HSM, and ISO8583 messaging standards.
• Familiarity with EMV Contact/Contactless, VISA, and MasterCard Card Issuing & Acquiring, Scheme compliance requirements.
• Experience with EFT transaction switching and processing.
• Familiarity with PCI DSS and PA DSS compliance requirements.
• Experience on Switch integration with VISA/Mastercard is mandatory; others such as UPI, JCB, and National switches.
• Experience with Google Pay/Samsung Pay/Apple Pay Wallets and QR Code and Emerging payments will be an added advantage.
• Experience in Web Service integration and APIs.
• Knowledge of end-to-end systems development life cycles (i.e., waterfall, Agile, and other modern approaches to software development).
• Excellent in preparing the Solution Architecture document, Functional and technical specifications.
• Excellent problem-solving, team, and time management skills.
• Experience in Programming Languages and other emerging technologies.
• Experience in Cloud Services.

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge, and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good, are achieved by how we each live our valued behaviors. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity while putting the client at the heart of what we do.
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well and not so well.
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term.

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial, and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum), and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders, and all sorts of self-help toolkits.
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual, and digital learning.
• Being part of an inclusive and values-driven organization, one that embraces and celebrates our unique diversity, across our teams, business functions, and geographies - everyone feels respected and can realize their full potential.