Enable job alerts via email!
Mortgage Underwriter , Lending , Banking
JR United Kingdom
United Kingdom
On-site
GBP 40,000 - 48,000
Boost your interview chances
Create a job specific, tailored resume for higher success rate.
Job summary
An established industry player in banking seeks an experienced Mortgage Underwriter to evaluate loan applications and ensure compliance with financial regulations. This pivotal role involves assessing risks, negotiating with stakeholders, and maintaining thorough records of underwriting decisions. The ideal candidate will possess a solid understanding of financial services, particularly mortgage products, and demonstrate strong analytical and negotiation skills. Join a dynamic team where your expertise will directly impact lending decisions and client satisfaction, making this an exciting opportunity for professionals in the financial sector.
Qualifications
- Essential Mortgage Underwriting experience and CEMAP qualified.
- Strong understanding of financial services and mortgage products.
Responsibilities
- Evaluate loan applications and ensure compliance with regulations.
- Analyze applicants' creditworthiness and negotiate loan terms.
Skills
Mortgage Underwriting experience
Understanding of financial services
Negotiation skills
Mathematical skills
Risk analysis techniques
Organizational skills
Attention to detail
Education
CEMAP Qualification
Job description
Social network you want to login/join with:
Client: JJ SEARCH LIMITED
Location: London, United Kingdom
Job Category: Other
EU work permit required: Yes
Job Views: 3
Posted: 30.03.2025
Expiry Date: 14.05.2025
SALARY: £40,000 - £48,000
The Role
Our banking client is looking for an experienced Mortgage Underwriter to play a pivotal role in evaluating loan applications, ensuring compliance with financial regulations, and assessing the risk associated with lending decisions.
The Mortgage Underwriter will have a strong understanding of financial services with the ability and confidence to negotiate effectively with various stakeholders.
The Mortgage Underwriter will review and analyze all mortgage applications to best determine eligibility for loan approvals - for Residential & Buy to Let mortgages.
The Mortgage Underwriter will confidently conduct analysis in assessing all applicants’ creditworthiness and financial stability.
The Mortgage Underwriter will perform analysis identifying any potential issues that could affect loan repayments while negotiating with banks and other financial institutions to secure the best loan terms.
The Mortgage Underwriter will keep up-to-date thorough records of all underwriting decisions and communicate findings precisely and clearly to all relevant parties, ensuring compliance with all regulatory requirements and internal policies throughout the underwriting process.
The Candidate
- Mortgage Underwriting experience – essential!
- Solid understanding of financial services, including mortgage products and market trends.
- CEMAP QUALIFIED
- Experience holding a lending mandate.
- Strong mathematical skills for analyzing financial data and performing calculations.
- Excellent negotiation skills to facilitate discussions with banks and HNW clients effectively.
- Proficiency in risk analysis techniques to evaluate potential lending risks.
- Ability to work independently as well as part of a team, demonstrating strong organizational skills.
- Attention to detail is essential for ensuring accuracy in documentation and compliance checks.
'/%3e%3cpath%20d='M101.744%2012.4726L102.894%2016.1947L99.0021%2013.2201L101.744%2012.4726ZM105.3%208.40937H100.488L99.0026%203.59473L97.5116%208.41047L92.7%208.40385L96.5965%2011.3834L95.1055%2016.1942L99.0021%2013.2196L101.408%2011.3834L105.3%208.40992V8.40937Z'%20fill='white'/%3e%3cdefs%3e%3clinearGradient%20id='paint0_linear_5593_1381'%20x1='90'%20y1='9.44471'%20x2='99'%20y2='9.44471'%20gradientUnits='userSpaceOnUse'%3e%3cstop%20stop-color='%2300AD70'/%3e%3cstop%20offset='0.998594'%20stop-color='%2300B67A'/%3e%3cstop%20offset='1'%20stop-color='%23DCDCE6'/%3e%3c/linearGradient%3e%3c/defs%3e%3c/svg%3e){kind=small}
Similar jobs
Commercial BTL Underwriter
Only for registered members
Remote
GBP 30,000 - 60,000
Senior Underwriter
Only for registered members
Royal Tunbridge Wells
Remote
GBP 40,000 - 70,000
Underwriter (Regulated) - 12 month Fixed Term Contract
Only for registered members
Manchester
On-site
GBP 25,000 - 45,000
Credit Underwriter
Only for registered members
London
Hybrid
GBP 35,000 - 55,000
Credit Underwriter
Only for registered members
London
On-site
GBP 40,000 - 80,000
Medical Underwriter
Only for registered members
Bristol
On-site
GBP 35,000 - 55,000
job faster
