Senior Analyst /Associate, Structured Finance

Fasanara; London; On-site; GBP 45,000 - 75,000

Job description

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We are in search of a Senior Analyst/Associate within Structured Finance to support the structuring, execution, and ongoing management of private credit and asset-backed financing transactions. This role involves conducting detailed financial analysis, performing due diligence, monitoring portfolio performance, and contributing to the overall success of the Investment Team. The ideal candidate will have a strong foundation in finance, analytical skills, and a desire to work in a dynamic and fast-paced environment.

Portfolio Monitoring & Management:

• Track and analyse the performance of existing investments, including key metrics such as delinquencies, defaults, recoveries, and prepayments.
• Maintain and update portfolio models to reflect actual performance and forecast future outcomes.
• Generate periodic performance reports for senior management, investors, and other stakeholders.
• Monitor adherence to investment covenants, trigger events, and other key contractual terms.
• Identify and escalate potential risks or performance issues, proposing mitigation strategies as needed.

Market Research & Analysis:

• Conduct market research to identify trends and opportunities in asset-backed finance and private credit markets.
• Analyse comparable transactions, securitization structures, and market pricing to support deal structuring and valuation.
• Stay informed about regulatory changes, macroeconomic conditions, and other factors that may impact the asset finance market.

Transaction Support:

• Build and maintain detailed financial models to evaluate deal economics, asset performance, and cash flow projections.
• Support due diligence efforts, including analysis of asset-level data, market conditions, and creditworthiness of counterparties.
• Assist the deal team in preparing investment memos and presentations for internal committees and investors, summarizing key findings and recommendations.
• Assist the deal team in origination and structuring of asset-backed finance deals across various asset classes (e.g., consumer loans, equipment leases, real estate-backed loans.
• Collaborate with legal, compliance, and external advisors to ensure transaction documentation is accurate and complete.

Collaboration & Process Improvement:

• Work closely with origination, capital markets, and risk management teams to ensure smooth execution and management of transactions.
• Contribute to the development and enhancement of internal tools, templates, and processes to improve efficiency and accuracy.
• Support ad hoc projects, including portfolio reviews, strategic initiatives, and investor presentations.

Requirements

Education:

• Bachelor's degree in Finance, Economics, Accounting, or a related field. Advanced degrees or certifications (e.g., CFA, CPA) are a plus.

Experience:

• Minimum 2 years of experience in investment banking, private credit, structured finance, or a related field.
• Exposure to asset-backed securities (ABS), securitization, or portfolio management is highly desirable.

Technical Skills:

• Proficiency in financial modelling and advanced Excel skills; knowledge of VBA, SQL, or Python is a plus.
• Strong understanding of financial statements, cash flow analysis, and credit metrics.
• Familiarity with securitization concepts, rating agency methodologies, and fixed-income analytics.

Soft Skills:

• Strong analytical and problem-solving skills with a high level of attention to detail.
• Excellent written and verbal communication skills for interacting with internal teams, investors, and counterparties.
• Ability to manage multiple tasks and prioritize effectively in a fast-paced environment.
• A proactive mindset with a desire to learn and grow within the asset finance space.

Benefits

• Competitive bonus scheme.
• Bupa health & dental, Cycle to Work scheme, enhanced pension, and generous annual leave.
• Enhanced parental leave, special leave allowances, and charity giving options.
• Regular team events, legendary summer & Christmas parties, knowledge sharing sessions, and quarterly town halls.
• Team lunches, dinners, Friday drinks, team sport activities