Senior Credit Risk Analyst

Crown; London; On-site; GBP 45,000 - 75,000

Job description

Join to apply for the Senior Credit Risk Analyst role at UK Export Finance.

We have an exciting new opportunity within our Risk Division for a skilled Senior Credit Risk Analyst, developing high quality credit risk assessments of proposed transactions and existing exposures.

The postholder will produce reasoned and evidence based written arguments to justify their proposed credit ratings (including PDs and LGDs) and must be able to defend their analysis in discussions within the division and at Enterprise Risk and Credit Committee (‘ERiCC’), with the support of the Sector Heads if necessary. The successful candidate will review and advise on the assessments of HEO Credit Risk Analysts as well as peer review assessments produced within the division and may be granted a delegated authority.

This role is responsible for managing the case work assigned to them and for maintaining professional relationships within Risk Management Group (‘RMG’), underwriting colleagues and associated stakeholders (e.g. LD, ESG & Climate Change, PPD) keeping them informed of progress and issues on case work.

Main Activities include but are not limited to:

• Production of high-quality credit analysis (including credit ratings and LGD assessments) with a focus on corporates. Coordination of inputs from multiple teams into credit papers as necessary.
• Assessment of environmental, social and governance risks and climate change risks affecting these corporate transactions, and ensuring these are identified in rating reviews.
• Attendance at external due diligence and negotiation meetings representing Credit Risk.
• Liaising with exporters, foreign buyers, banks, technical experts, advisers and other stakeholders including leading meetings, usually with senior management to understand the business and transaction structure.
• Interrogation and analysis of cash flow models.
• Critical review of external reports (technical, market, insurance etc).
• Active contribution to the ongoing development of UKEF credit risk policies, procedures & frameworks including updates to existing policies and continuous improvement of internal process efficiency.
• Training and up-skilling other analysts (and non-analysts) as required to increase credit risk knowledge across RMG and wider-UKEF.
• Presentation of analysis and recommendation for approval to risk colleagues and ERiCC.

Seniority level

Associate

Employment type

Full-time

Job function

Analyst and Finance

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