Head of AML, Credit and Collections & Recovery (DACH)

DLL is not your average financial services company. In fact, we are above average in almost every way. With an employee engagement score of 85% (compared to the 72% industry average), it sure seems like we are doing something right. And, while most companies survive fewer than 20 years, 2019 marked our 50th.

We collaborate with manufacturers, suppliers, and businesses in more than 25 countries to enable the acquisition of equipment, technology and software that companies need to contribute meaningfully to their communities. We believe in partnering with our customers to develop innovative and sustainable financial solutions that deliver meaningful value to the world.

At DLL, we are committed to making sure that all people, regardless of their race, ethnicity, gender, sexual orientation, age, religion, physical characteristics, or mental abilities, feel welcomed and encouraged to be their authentic selves. We strive to create an inclusive environment that is reflective of the communities in which we operate. Come see what all the excitement is about.

As Head of ACC DACH, you will have overall responsibility for local Anti Money Laundry (Financial Economic Crime), Credit and Collections & Recovery activities. You will be executing the first line responsibilities, building and maintaining a solid risk culture together with the Regional Chief Risk Officer and ensuring effective and efficient risk related processes.

Day to day

• You will manage, coach and support the managers and team leads reporting to you.
• You will analyse the risks in customer and vendor applications, approve transactions within your authorization level and decide upon strategies regarding distressed accounts.
• You will assess or approve Customer Due Diligence (CDD) assessments and ensure that regulatory requirements are embedded in the daily activities in order to support the business in achieving their budgeted risk loss targets.
• You will be supportive in translating our customer needs into solutions whilst meeting DLL’s risk appetite.
• You will closely align on all relevant risk and AML items with the commercial domain.
• You will build effective relationships with regional risk roles. You will be part of the local MT and build strong relationships within the local organization.
• You will participate in risk/credit committees.

Measures

Critical targets are:

• Credit risk costs within Through The Cycle (TTC) budget and Non-Performing Loans (NLP’s) (and development) within target.
• Reviews for CDD and AML managed within time and within target level.
• Quality and timeliness of decisions, adequately balancing customer commercial needs and risk appetite focus.
• Compliant process and procedures with governance, policies, authorization levels and aligned with DLL framework.
• Ensure the knowledge and skills requirements as outlined in the risk curriculum.
• Human resource planning and member engagement.

Essentials

• More than 10 years’ experience in risk management or compliance. Having experience applying significant levels of credit authority is preferable.
• You must have a natural tendency to collaborate with customers, partners and colleagues to achieve shared professional results.
• You have experience in providing powerful hierarchical and functional guidance towards the country organization.
• Strong leadership profile showing capability to build teams, coach and mentor.
• High level strategic thinking.
• Strong stakeholder understanding / networker.
• Strong understanding and application of Risk / Reward.

Good to know

• Location: Düsseldorf, Germany
• The selection process may involve an assessment.
• Applications via email will not be reviewed. Please apply online via our career website.
• DLL’s referral program applies.
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DLL appreciates the time you spend applying to our openings. We advise only those who qualify for an interview will be contacted. Hiring subject to successful completion of a background check.

DLL is an equal opportunity employer. We are committed to inclusive, barrier-free recruitment and selection processes and work environments. If contacted for an employment opportunity, please advise Human Resources if you require accommodation in accordance with our values and all applicable legislation.