2025, Commercial Banking, Full Time Analyst, Frankfurt, Germany

You’re ready to bring your knowledge from the classroom to the boardroom, and Citi wants to help you get there. Whether it’s honing your skills or building your network, we know that success can’t come without growth. Our programs equip you with the knowledge and training you need to play a valuable role on your team, and establish a long-term career here. At Citi, we value internal mobility, and career growth is not a question of if, but when.

Citi Commercial Bank is looking to hire a full-time Analyst to join our team in Frankfurt. Commercial Bankers are relationship-focused professionals who understand the wide range of complex financial solutions required by our clients around the world.

Our Commercial Banking division in Germany works with fast-growing and internationally active corporate customers with annual sales of up to $3 billion and more. As a member of the Commercial Banking team, your job will be to find ways for our clients to maximize their growth while taking full advantage of Citi's banking products. Commercial Bankers are relationship-focused finance professionals responsible for understanding the wide range of complex financial issues facing our clients around the world.

In this role, the Analyst will work directly with Relationship Managers on a portfolio of clients and interface with various Citi teams across the firm and around the world, including credit underwriting, cash management, loans, FX, derivatives, capital markets, and investment banking. The Analyst is a critical team member supporting Relationship Managers with managing the existing portfolio and generating new business. This is an ideal developmental opportunity to move into a relationship management role.

Why Commercial Banking is a great career path:

As an Analyst, you will join a training program where you will receive an in-depth education to learn the fundamentals of the Analyst role and introduce you to Citi’s culture. Whatever your degree is in, we will give you the training you need to excel.

We’re committed to teaching you the ropes. Here at Citi, rotational programs are intended to help you build a broad skillset and accelerate your career growth by gaining exposure to numerous roles. The 24-month analyst program starts in July and begins with a training program. You will then rotate across three areas, where you will have hands-on experience working across CCB business functions (i.e. credit risk, treasury and trade solutions, client coverage).

1. Offering support in Credit Approvals (for new-to-bank and existing clients), utilizing official/internal databases. Analyzing financial data using financial models including company valuations, discounted cash flow analysis, financing, comparative, and pro-forma analyses.
2. Collecting and analyzing company information to assist transactions, including conducting industry research, revising, and organizing financial data.
3. Working with Relationship Managers to determine credit and cash management products to be offered to clients. Working with product, risk management and other partners. Creating pitch books, prospect memos and external/internal client related decks.
4. Managing the existing base of key client relationships for transaction level support for Senior Relationship Managers. Solving client instructions/deficiencies and coordinating trainings (ex. CitiDirect, FX Pulse, etc.) via engagement of all Citi partners.
5. Working on customer due diligence / KYC for new-to-bank clients as well as the existing client base. Handling documentation related to client onboarding within the Commercial Bank. Initiating CRM workflow for account opening and other TTS products for assigned customers.
6. Coordinating tasks with internal and external working teams. Supporting Relationship Managers with ad-hoc inquiries and other reports. Preparing required internal documentation e.g. control and compliance regulations.

We want to hear from you if:

1. You are in your final year of university or have graduated.
2. Expected to achieve or have achieved a 2.3 or lower at undergraduate level in any degree discipline.
3. You have an interest in business and finance.
4. You are fluent in English and German.

Who we think will be a good fit:

We’re looking for motivated individuals, who are eager to start their careers at a global organization, tend to think globally, and have an innovative outlook on business. We know that anyone, not just those with business degrees can have a knack for business, so we’re open to all disciplines and candidates with diverse work experience. We’ll also be looking for the following:

1. Ability to work both independently, as well as on a team.
2. Organizational skills, a high degree of self-motivation, initiative, and leadership potential.
3. Ability to prepare deliverables for meetings with high-profile clients and executives while exhibiting professionalism, maturity, integrity, and insight throughout interactions with the clients.
4. Strong communication, interpersonal, customer service, and relationship-building skills.
5. Innovative and creative problem-solving ability.
6. Intellectual curiosity.
7. Cooperation and focus in achieving group and client objectives.
8. Unquestioned commitment to integrity and ethical decision-making.

Citi is an Equal Opportunities Employer

Job Family Group: Management Development Programs

Job Family: Undergraduate

Time Type: Full time

Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

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