CREDit Graduate Program Analyst 2025 - Corporates- Frankfurt
S&P Global Frankfurt am Main, Deutschland
Jetzt bewerben About the Role:
Grade Level (for internal use):
09
CREDit Graduate Program Analyst - Corporates
Programme Overview:
When you join S&P Global Ratings, you join one of the world's leading providers of independent credit risk research and benchmarks. You are part of a team that produces high quality fundamental research based on established criteria.
Our CREDit Graduate Program is a two-year training and development opportunity with our next intake joining us in September 2025. CREDit Program Analysts are hired for a specific practice, however they are expected to transition between practices as dictated by business demands. In their first year CREDit analysts focus on acquiring skills and knowledge from their home practice. In their second year CREDit analysts gain exposure to other practices through a mix of classroom training and small projects or short-term secondments. All analysts combine practical work experience with the completion of a relevant qualification. For example, this could be the CFA.
The Practice:
Corporates: All practices provide amazing opportunities and in Corporates, the largest practice covering 1,200 issuers only in EMEA, they are multifold. You will see companies from different sectors, ranging from consumer products you use in your life to very niche producers of unique machinery - all spread among nine brilliant teams who collectively rate several trillion dollars of debt. You will analyze all aspects of the companies' business to understand key business risks, as well as create cash flow projections to understand key financial risks. You will meet the management of the companies you follow and investors from international banks and asset management firms, who will be interested to see the results of YOUR analysis.
Key Responsibilities:
- Conduct credit and recovery analysis for various services provided to corporate, institutional, and governmental clients, ensuring accuracy and attention to detail.
- Evaluate the creditworthiness of organizations, focusing on their ability to meet financial obligations for traditional credit-based products and structured banking transactions.
- Support teams in assessing collateral pools, credit risk, and legal considerations, ensuring a thorough understanding of securitization issuers' capabilities.
- Provide timely and precise quarterly financial statistics and data analysis, demonstrating strong organizational skills.
- Assist in reporting, research, and presentation development, leveraging analytical skills to support research and analysis.
- Collaborate with the team on execution improvements and ad-hoc writing projects, fostering a collaborative and inclusive work environment.
- We hire for our CREDit program as a cohort and whilst initial practice allocations are granted the cohort nature of the program means that analysts will be transitioned between the practices based on business need during the program and post program.
What We're Looking For:Required Qualifications and Experience:
- Completion of a minimum undergraduate degree by August 2025, with a strong academic record.
- Proficiency in Excel and other Microsoft Office products (Word, Outlook, PowerPoint), demonstrating the ability to handle data and presentations effectively.
- A proactive mindset and adaptability, essential for thriving in a dynamic environment influenced by advancements in artificial intelligence and technology.
- Intellectual curiosity, with a keen interest in learning and applying new knowledge in credit analysis.
- Ability to conduct independent analysis and research, showing initiative and resourcefulness.
- Strong relationship-building skills, emphasizing collaboration and effective communication with team members.
- Excellent written and verbal communication skills, including strong listening techniques and the ability to convey information clearly and concisely.
- Demonstrated problem-solving, time-management, attention to detail, and organizational abilities.
- Fluency in English and the primary language of the hiring location.
Additional Preferred Qualifications and Experience:- Experience with programming languages such as Python, C++, R, VBA, and/or MATLAB, showcasing technical proficiency.
- Familiarity with AI technologies or tools, including Machine Learning Algorithms, Natural Language Processing Tools, and/or Robotic Process Automation, reflecting a forward-thinking approach.
About S&P Global Ratings:At S&P Global Ratings, our analyst-driven credit ratings, research, and sustainable finance opinions provide critical insights that are essential to translating complexity into clarity so market participants can uncover opportunities and make decisions with conviction. By bringing transparency to the market through high-quality independent opinions on creditworthiness, we enable growth across a wide variety of organizations, including businesses, governments, and institutions.
S&P Global Ratings is a division of S&P Global (NYSE: SPGI). S&P Global is the world's foremost provider of credit ratings, benchmarks, analytics and workflow solutions in the global capital, commodity and automotive markets. With every one of our offerings, we help many of the world's leading organizations navigate the economic landscape so they can plan for tomorrow, today.
Benefits:We take care of you, so you can take care of business. We care about our people. That's why we provide everything you-and your career-need to thrive at S&P Global.
Our benefits include:
- Health & Wellness: Health care coverage designed for the mind and body.
- Flexible Downtime: Generous time off helps keep you energized for your time on.
- Continuous Learning: Access a wealth of resources to grow your career and learn valuable new skills.
- Invest in Your Future: Secure your financial future through competitive pay, retirement planning, a continuing education program with a company-matched student loan contribution, and financial wellness programs.
- Family Friendly Perks: It's not just about you. S&P Global has perks for your partners and little ones, too, with some best-in-class benefits for families.
- Beyond the Basics: From retail discounts to referral incentive awards-small perks can make a big difference.
Inclusive Hiring and Opportunity at S&P Global:At S&P Global, we are committed to fostering an inclusive workplace where all individuals have access to opportunities based on their skills, experience, and contributions. Our hiring practices emphasize fairness, transparency, and equal opportunity, ensuring that we attract and retain top talent. By valuing different perspectives and promoting a culture of respect and collaboration, we drive innovation and power global markets.
Equal Opportunity Employer:S&P Global is an equal opportunity employer and all qualified candidates will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, military veteran status, unemployment status, or any other status protected by law.