Specialist : Rehabilitation, Insolvencies And Deceased Estates (Litigation)

Apply by : We're on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry.

To be part of the journey, follow the steps below :

1. To see what life at Capitec is all about and complete a short assessment, please click here!
2. Once you have completed the above, finalize your application by clicking apply below.

Purpose Statement: To initiate, monitor and control suitable debt recovery processes to ensure the optimal realization of various collateral types held across all product offerings in respect of the relevant non-performing loan portfolio. To provide specialist inputs (relating to Pre-legal Collections – Rehabilitation, insolvencies and deceased estates) towards maximizing recoveries and impairment releases, minimizing recovery costs and impairment raises, and financial assessment, negotiation, and restructure of distressed debt.

Experience:

1. Minimum: At least 3 - 5 years in a banking environment comprising at least 2 years in a Collections / Recoveries space.
2. Ideal: 5+ years in a banking environment comprising 3+ years in a Collections / Recoveries space.

Qualifications (Minimum): A relevant tertiary qualification in Economic and Management Sciences or Commerce.

Qualifications (Ideal or Preferred): Bachelor's Degree in Economic and Management Sciences or Commerce.

Knowledge:

1. Minimum: The whole credit life-cycle, broad business knowledge and acumen, insolvency legislation and processes, banking and financial services industry, debt recovery processes, collateral variants/types.
2. Ideal: Understanding of commercial, business, and financial principles and practices, governance and risk management principles, data analytics, banking and financial services industry.

Skills:

1. Negotiation skills
2. Problem-solving skills
3. Interpersonal & Relationship management skills
4. Analytical skills
5. Computer Literacy (MS Word, MS Excel, MS Outlook)

Conditions of Employment: Clear criminal and credit record. Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.