Specialist - Credit Analyst - Commercial Property Finance

Specialist - Credit Analyst - Commercial Property Finance

Empowering Africa’s tomorrow, together…one story at a time.

With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.

Job Summary

An analyst role with Commercial Property Finance, focused on providing support with a specific focus on credit sales and deal structuring within the property space. You will also work within existing credit policies to manage all credit related issues for the Commercial Property Finance business.

Job Description

In this role you will provide credit-focused support with a specific focus on credit sales and deal structuring. You will also work within existing credit policies to structure appropriate bankable solutions for the client and further manage all other credit related issues for the Commercial Property Finance business.

You will also be responsible for:

• Building strong relationships with stakeholders.
• Preparing credit deals up until credit approval for credit in the region.
• Performing robust financial and non-financial analysis on the client that will support and underpin all new proposals in terms of the clients' credit risk implications.
• Making use of clients' historical data, for example, its financial statements, to forecast the clients’ potential growth and sustainability.
• Conducting a sensitivity/scenario analysis to determine the impact that a change in, for example, the economy, political situation, consumer demand, etc., will have on the clients’ financial health.

Let’s have a further discussion if you have a B degree and over 2-3 years credit analysis experience. It would also be preferred if you have experience in property, debt structuring, restructuring of businesses, aggregation of financial positions, and/or debt modelling.

Education

Bachelor's Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)

Absa Bank Limited is an equal opportunity, affirmative action employer. In compliance with the Employment Equity Act 55 of 1998, preference will be given to suitable candidates from designated groups whose appointments will contribute towards achievement of equitable demographic representation of our workforce profile and add to the diversity of the Bank.

Absa Bank Limited reserves the right not to make an appointment to the post as advertised.

About Us

We are a diversified standalone African financial services group, delivering an integrated set of products and services across personal and business banking, corporate and investment banking, wealth, investment management, and insurance.

Absa Group Limited is listed on the JSE and is one of Africa’s largest diversified financial services groups with a presence in 12 countries across the continent and around 41,000 employees.

We own majority stakes in banks in Botswana, Ghana, Kenya, Mauritius, Mozambique, the Seychelles, South Africa, Tanzania (ABSA Bank in Tanzania and National Bank of Commerce), Uganda, and Zambia. We also have offices in China, Namibia, Nigeria, the United Kingdom, and the United States of America, a Technology Hub in Prague, and insurance operations in Botswana, Kenya, Mozambique, South Africa, Tanzania, and Zambia.