Sales Manager

A challenging opportunity has become available for an experienced Senior Credit Analyst. The ideal candidate will come from a petrochemical environment. This position is based in Milnerton, Cape Town.

POSITION INFO: Responsibilities:

1. Obtain financial statements, credit agency reports, and other pertinent information relating to the customer for comprehensive credit reviews.
2. Sanction and assess business plans of new Retail clients.
3. Perform risk assessment of new and existing customers achieved through assessment and analysis of the credit life cycle, i.e., quantitative and qualitative evaluation of respective customers, regarding historic financial performance and forecasted cash flows, competitive positioning, inherent micro/macro risks (Business Acumen), and other information available to determine appropriate credit risk (secured/unsecured/ESG factors).
4. Provide outcomes and recommendations, considering customer value proposition in respect of credit risk/profitability reward (economic modeling tool) within the relevant SLA on Corporate and Retail.
5. Overall account handling, stakeholder management, reporting, compliance, and sanctioning.

Qualifications and Experience:

1. CA(SA) or equivalent qualification, or more than 10 years Corporate Credit Experience, or
2. Experience in both Corporate Credit (min 5 years) and Retail Credit (min 5 years).
3. Prior experience with credit management functions as a Sanctioner/Credit mandate is highly preferred.
4. Prior experience in supervising teams (5 years) preferred.
5. Experience in Petrochemical Industry preferred.
6. Fully conversant with IFRS standards (IFRS9) and other regulatory standards relating to Credits function.
7. Proficient in Microsoft Office, Advanced Excel skills, SAP4Hana.