Principal: Portfolio Management & Analytics

Bridge Coverage with Product in planning the overall consumption of CIB’s financial resources with the underlying objective of optimizing sustainable revenue streams and creating resilience in earnings.

Manage Financial & Business Performance

• Formulation of an overarching risk appetite statement for CIB together with Credit.
• Strategic/target portfolio positioning.
• Capital and liquidity optimisation by working closely with Balance Sheet Management & Treasury in strategizing against the Bank’s need to manage TLAC, CET1, Leverage, NSFR and LCR ratios in developing tools and funding strategies to optimally manage both the assets and associated liabilities.
• Bridge and link Client/Franchise strategy/plan with that of Product, aligned with the above.
• Macroeconomic forecasting, scenario planning & impact assessment.
• Interpret data against portfolio principles & guide both risk – in & risk mitigation.
• Formulate portfolio strategies on beta protection & enhancement and alpha generation.
• Strategic primary & secondary structuring guidance against the target portfolio and overall optimisation.
• Manage planning and stress testing for all CIB Banking books.

Manage Stakeholder Relationships

• Build strong relationships with internal stakeholders by networking, fostering collaboration, regular communication and complying with governance and controls.
• Build and maintain external stakeholder/client relationships by networking/conferencing, maintaining regular contact, ongoing communication, site visits and pitching ideas.

Manage Internal Processes

• Internal Portfolio Management activity split to 70% on Strategy & Planning and 30% on Portfolio Control Management, evolving over the next 3 years.
• Ensure regulatory compliance by sanctions checking and adherence to regulations, policies and procedures (FICA, etc.) and positioning against other regulatory changes such as Basel IV.
• Collaborate with all Risk functions, Balance Sheet Management, Treasury, Finance, Coverage and Product approval process by providing a portfolio assessment of the credit risk and associated impact to ROE, RoRWA, EP, NRA (analysis of associated returns).
• Ongoing positioning of the target portfolio against the changing dynamics of the portfolio and macro environment.
• Ensure compliance with Nedbank internal risk policies and mandates.
• Improve performance of the team by providing on-the-job training, knowledge sharing and identifying suitable formal and informal training for more junior staff.
• Involvement in non-deal specific projects by providing expert advice & training, testing & implementation.

Manage Self

• Support the achievement of the business strategy, objectives and values by contributing to and reviewing both Nedbank CIB and business unit plans and ensuring delivery systems, processes, service and solutions are aligned.
• Improve personal capability and stay abreast of developments in field of expertise by identifying training courses and career progression for self through input and feedback from managers.
• Ensure personal growth and enable effectiveness in performance of roles and responsibilities by ensuring all learning activities are completed, experience practiced and certifications obtained and/or maintained within specified time frames.
• Enable skilling and required corrective action to take place by sharing knowledge and industry trends with team and stakeholders during formal and informal interaction.
• Obtain buy-in for developing new and/or enhanced processes (e.g. operational processes) that will improve the functioning of stakeholders' businesses by highlighting benefits in support of the implementation of recommendations.

Improve Processes and Culture

• Contribute to a culture conducive to the achievement of transformation goals by participating in Nedbank Culture building initiatives (e.g. staff surveys etc.).
• Research and make recommendations for corporate citizenship initiatives in area of influence.
• Participate and support corporate responsibility initiatives for the achievement of business strategy (e.g. Green Strategy).
• Seek opportunities to improve business processes, models and systems by identifying and recommending effective ways to operate and adding value to Nedbank.

Preferred Qualification

• CFA, CAIA, FRM, Postgraduate Degree in commerce and/or business sciences.

Minimum Experience Level

• Minimum of 8 – 12 years’ experience in debt financing, portfolio management and/or strategy consulting (preferably investment bank or investment industry asset allocation & strategy).

Technical / Professional Knowledge

• Business writing.
• Regulatory knowledge.
• Industry trends.
• Business Acumen.
• Relevant software and systems knowledge.
• Banking knowledge.
• Banking procedures.
• Credit Risk Management Processes.
• Credit portfolio management and optimisation Techniques.
• Risk management processes and Frameworks.

Behavioural Competencies

• Sales Disposition (Ability / Positively Influence / Negotiate).
• High Work Standard.
• Client centricity focus.
• Managing Work (includes Time Management).
• High Impact Communication.
• Expanding and Advancing Opportunities.
• Process thinker with a structured approach to solutions.
• Building Strategic Working Relationships.
• Decision Making.
• Team Dynamics.

Please contact the Nedbank Recruiting Team at +27 860 555 566