Manager, Credit Evaluation - Mpumalanga- Agric

Job Overview

Business Segment: Business & Commercial Banking

Location: ZA, Gauteng, Johannesburg, 1266 South street, Centurion, 3rd Floor BCX Building

Job Type: Full-time

Job Ref ID: 80048543

Date Posted: 9/11/2024

Job Description:

Assess and evaluate lending applications for clients using sound credit risk and affordability assessments, financial principles, and credit policies which will support the bank’s asset book growth and manage credit losses by ensuring that lending credit principles are applied and that lending is within the Bank’s risk appetite parameters. This will include the spectrum of lending products available to business segment clients, including specialised lending, trade finance, debtors finance, commercial property finance, Agriculture (in particular), and others, depending on the client and segment within which the Manager operates.

Qualifications:

Minimum Qualifications:

Type of Qualification: Undergraduate Degree

Field of Study: Business Commerce or Finance and Accounting or Agric qualification

Experience Required:

Minimum of 5-7 years experience in intuitive credit assessment and decisioning in relevant segment and products (i.e. across business banking and Agri). Thorough knowledge and understanding of financial statements. Knowledge and understanding of repayment structures, collateral, and collection processes within the banking environment. Understanding of legalities associated with lending and collateral.

Domestic/local travel may be required.

Additional Information:

Behavioral Competencies:

1. Articulating Information
2. Developing Strategies
3. Directing People
4. Embracing Change
5. Examining Information

Technical Competencies:

1. Compliance
2. Risk Management
3. Stakeholder Management
4. Strategic Alignment & Execution
5. Strategic Planning and Reporting

Please note: All our recruitment processes comply with the applicable local laws and regulations. We will never ask for money or any form of payment as part of our recruitment process. If you experience this, please contact our Fraud line on +27 800222050 or TransactionFraudOpsSA@standardbank.co.za.