Manager Credit- AVP

With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.

Job Summary

Conduct quality credit assessments, provide responsible risk decisions within personal mandate level and maintain an assigned credit portfolio of clients for Business Bank Commercial (Growth, Premium and High Value Banking) in accordance with Absa credit policies, processes and procedures.

Job Description

Accountabilities:

Credit Sanctioning:

1. Perform quality credit sanctioning within Operational Level Agreement, being cognizant of risks, solutions-driven & giving due consideration to compliance requirements.

Portfolio and Risk Management:

1. Pro-actively maintain & manage an assigned portfolio within agreed KPI’s.
2. Accurate & timeously report high-risk accounts.
3. Provide timeous credit risk mitigation solutions for delinquent accounts.

Stakeholder Management:

1. Build & maintain effective relationships with stakeholders.
2. Be a role model for client engagement & demonstrate value add at every engagement.
3. Contribute to the upskilling & mentoring of colleagues.

Risk and Control:

1. Apply highest standards of controls, risk management practices, behaviors and embed a positive risk & control culture.
2. Adhere to Absa policies, procedures & regulations.
3. Identify, assess & report risks arising from significant events, investigations, audit & control issues.
4. Demonstrate prudence, sound judgment & appropriate escalations of all types of risk applicable to the role.

Education

Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)