Intermediate / Senior Corporate Travel Consultant

DIVISION / DEPARTMENT: UNDERWRITER

Role and Responsibility of an Underwriting Consultant

Purpose: Our clients' and partners' financial well-being and success.

Mission: To Be a Leading International Insurer By:

1. Partnering with our clients in every aspect of their risk management.
2. Delivering unsurpassed levels of service.
3. Fully embracing technology.
4. Continually innovating.
5. Always providing clear, effective, solid cover at the most affordable rates.

Values: Focus - Resilience - Tenacity - Relationships - Discipline.

TCF: Maintain and uphold TCF Outcomes.

Core Function: An insurance underwriter is a professional responsible for reviewing insurance applications, assessing clients' needs, backgrounds, and financial status. They analyse risks to establish terms of coverage and maintain profitability for all stakeholders involved. They ensure compliance with all applicable insurance legislation and insurance laws and maintain the highest quality assurance standards.

Reporting to: Assistant Manager.

Output / Core Tasks:

1. Meticulously assess the risk factors of potential clients and establish coverage terms.
2. Implement guidelines that ensure a balanced ratio of favourable risks, minimizing claim costs, and enabling the company to provide insurance at a competitive price.
3. Comprehensive understanding of risk analysis, the ability to analyse data, and make informed decisions.
4. Examine insurance proposals, ensure compliance and adherence.
5. Ability to negotiate terms with clients and insurers.
6. Draw up a quote for competitive insurance premiums.
7. Achieve performance targets.
8. Follow applicable insurance laws.
9. Ability to provide feedback to manager in the form of reports.