Global Hsse Risk & Assurance Lead

Senior Professional, Credit Risk (Based in Shanghai)

Location: Johannesburg, South Africa

Posted: 2 days ago | In-Office Job | Permanent | Competitive

Closing on: February 10, at 11:59pm (China Standard Time)

Duty Station: Shanghai, China

Target Market: Global recruitment

Position Objectives: The Risk Management Department manages risks related to NDB's activities, including credit, market, liquidity, and operational risks, following leading practices that are aligned with international standards. The Department provides inputs to strategic financial planning and day-to-day operational decision-making of all types of risk. It also provides risk management advice to Senior Management and the Board of Directors independently from originating/business units, on the financial and non-financial risks, risk premium of the Bank's transactions, and risk-based capital requirements.

The Department is responsible for developing and maintaining an effective risk management framework, including policies, procedures, limits, systems, tools, data, and techniques across the various elements of the life cycle of risk management. The Senior Professional, Credit Risk is responsible for credit risk programs and initiatives that calibrate the Bank's risk appetite.

Duties and Responsibilities:

1. Adapt: Oversee credit risk maps, areas of priorities, and adaptation of credit risk management services to ensure responsiveness of programs/projects to changing client needs and operational challenges.
2. Engagement: Build capacity of the Credit Risk team to deliver tailored interventions and action plans across industries, sectors, countries, and borrowers to address credit risk management issues.
3. Delivery: Organize credit risk monitoring frameworks and programs to ensure the early identification and timely assessment of potential risks scenarios in accordance with the Bank's policies and guidelines.

Targeted Skill Profile:

• Proven experience in credit analysis, particularly in the infrastructure sector, with expertise in project finance.
• In-depth knowledge of credit rating methodologies used by rating agencies.
• Strong understanding of capital adequacy frameworks and related risk metrics.
• Advanced proficiency in financial modelling.

Requirements:

• Master's degree or equivalent in finance, economics, or related fields.
• Minimum 7 years of relevant experience in credit risk assessment, monitoring, and reporting in a large financial institution.
• Exceptional writing skills to prepare detailed, clear, and well-structured credit proposals.
• Fluency in English essential to communicate in writing and speaking.