Financial Accountant

Who we are

Yoco was founded in 2015, and we've been breaking down barriers, unlocking economic opportunities and opening commerce for people to thrive ever since.

We're the payments provider for over 200,000 self-employed individuals and process over US$3 billion annually.

We have ±350 team members globally, all with a bias for boldness and a passion for simple, progressive solutions. We believe in uniting different people to solve hard problems, together.

Our mission of making society more equal requires a variety of people, with different backgrounds and points of view, to keep building solutions that make life easier for emerging businesses.

We're growing fast. With growth comes compelling challenges. If you're an ambitious problem-solver with big ideas, a passion for doing good, and are bright, grounded, and courageous, you're likely to thrive at Yoco.

We don't stop pushing. We break things to rebuild. We challenge ourselves and each other. We're constantly evolving - and we're doing it fast.

Grow With Us.

About the Financial Control team

The Financial Control team is key to ensuring Yoco's financial health and integrity. Covering budgeting, planning, reporting, analysis, internal controls, compliance, and risk management, the team ensures accurate financial data, regulatory compliance, and strategic insights to guide management decisions. The team is dedicated to optimising financial processes and systems to drive efficiency and support the organisation's goals.

About the role

As the Financial Accountant, you will be responsible for the accuracy, integrity, and timeliness of financial records and reporting. This includes overseeing core accounting processes, managing balance sheet reconciliations, supporting financial reporting, and ensuring compliance with accounting standards and internal controls.

What you will be doing

• Prepare, review, and maintain accurate balance sheet reconciliations and supporting schedules.
• Ensure timely and accurate processing of financial transactions.
• Oversee the integrity of our ERP system (Oracle NetSuite), ensuring accurate reconciliation between the subledgers and the general ledger.
• Assist in the preparation and analysis of monthly and annual financial statements, management reports, and other key financial documents.
• Play a key role in month-end and year-end closing activities, including journal entries and reconciliations.
• Collaborate with the Financial Reporting Manager to support internal and external audit requirements by preparing schedules and documentation.
• Apply sound accounting principles to record and reconcile transactions while maintaining robust internal controls and audit trails.
• Monitor compliance with accounting standards and internal policies, recommending improvements where necessary.
• Support VAT, Corporate Income Tax, and other statutory reporting processes.
• Liaise with internal teams and external stakeholders to resolve queries related to financial transactions and balances.
• Contribute to finance transformation projects, system enhancements, and process improvement initiatives.
• Provide guidance to junior accounting staff, particularly in relation to transaction processing, reconciliations, and systems use.
• Assist with cash flow forecasting and analysis to support effective treasury planning when required.

About you

• Completed a Bachelor's degree in Accounting.
• Relevant professional accounting qualification (SAICA preferred).
• Completed SAICA Articles.
• You have a minimum of 3 years working experience as a Financial Accountant or Management Accountant.
• Strong understanding of accounting principles (IFRS), internal controls, and reconciliation best practices.
• Experience with VAT and taxation requirements.
• Advanced proficiency in Excel and cloud-based collaboration tools (e.g. Google Workspace).
• Experience using ERP systems (Oracle NetSuite preferred; SAP or similar also considered).
• Ability to communicate financial information effectively across technical and non-technical audiences.
• Flexibility and adaptability to thrive in a fast-paced, evolving fintech or scale-up environment.

The people we're looking for

We're looking for brave people who want to grow. And as Yoco grows, we hope they stay with us long-term.

Growing can be a daunting task and it's not for everyone. We never stop pushing, we break things to rebuild, we challenge ourselves, and inspire each other to push further.

So, who are you? You're a curious problem-solver with a passion for doing good. You're bright and grounded, experimental and brave. You play open cards and get stuck in. You're not afraid of change. You close the loop.

We encourage applicants from diverse backgrounds to apply and ask that you please send your application in English and help us reduce unconscious bias by leaving out your picture, age, address, and other unnecessary information in your CV.

Department: Finance, Legal & Risk
Role: Financial Controlling
Locations: Cape Town (South Africa)
Employment type: Full-time