Agricultural Credit Manager

Are you passionate about agricultural financing and have a strong background in credit processes? My client is looking for a Credit/Relationship Manager (Middleburg) to expand their farmer lending portfolio while ensuring the highest standards in credit application management.

Key Duties include:

1. Identify New Business Opportunities: Build and maintain strong relationships with farmers to identify profitable lending opportunities.
2. Credit Application Management:
   1. Collect and evaluate required FICA documents, financial statements, and application forms.
   2. Ensure compliance with credit policies and the National Credit Act (NCA).
   3. Motivate credit proposals and oversee the submission and approval process.
   4. Discuss terms and conditions with clients and secure all required documentation.
3. Administrative Excellence: Handle client queries, compile reports on arrears, and manage account updates.
4. Ad Hoc Support: Represent the company at farmer days, cross-sell financial products, and assist colleagues when needed.

Qualifications & Experience Required

1. Education: BSc or BCom in Agricultural Economics.
2. Experience:
   1. 2–3 years in agricultural financing.
   2. Proven experience with credit application processes and knowledge of managing credit risks.
3. Languages: Proficiency in Afrikaans and English.

Skills & Competencies

1. In-depth understanding of credit policies and application procedures.
2. Strong knowledge of SAP and advanced Excel.
3. Exceptional communication, analytical, and problem-solving skills.
4. Detail-oriented with the ability to manage tasks under pressure.
5. Computer literacy in Microsoft Office.
6. Willingness to travel as required.

Should you meet the required skills, please respond to this advert.