Credit Risk Analyst

• Help identify opportunities to attract new credit accounts across different channels.
• Support marketing efforts aimed at increasing credit sales.
• Assist in forecasting account growth, turnover, and profitability.
• Track and analyse test results from strategic initiatives and campaigns.
• Provide data-driven insights using large datasets to support business decisions.
• Present your findings and insights to management in clear and engaging ways.
• Analyse business problems and come up with data-driven solutions.
• Document your processes and results to keep everything organised and easy to follow.
• Communicate findings clearly to your peers and other departments.
• Track account growth and profitability quarterly to identify new opportunities.
• Extract and prepare data for various projects and models.
• Work with different teams to gather information and ensure champion/challenger tests are accurate.
• Contribute to strategies for growing new accounts through marketing campaigns.

• A degree in a field like Statistics, Mathematics, Engineering, or similar.
• Familiarity with data management tools (e.g., SAS, SQL, or similar).
• Good Excel skills.
• Any knowledge of the credit industry or experience working with large datasets is a bonus.
• Experience with data analysis techniques like regression or decision trees would be helpful.
• Strong problem-solving skills and a passion for working with data.

• Excellent data interpretation skills
• Excel Knowledge
• Advanced problem-solving, judgment, and self-management skills

• Manages Complexity - interprets and simplifies complex and contradictory information when resolving organisational problems.
• Optimizes Work Processes - assesses and improves the efficiency, effectiveness, and quality of various work processes.
• Financial Acumen - understands and applies financial concepts and principles to make informed financial decisions.
• Instills Trust - inspires trust and gains the confidence of others by displaying honesty and integrity.

Preference will be given, but not limited to candidates from designated groups in terms of the Employment Equity Act.

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