Credit Intelligence Analyst I

We're on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

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2. Once you have completed the above, finalize your application by clicking apply below.

We are seeking a detail-oriented and analytical Sales Forecasting Analyst to join our dynamic team. This role involves leveraging data modelling techniques to forecast sales and support the development of annual financial sales budget expectations. The analyst will work closely with two teams—one responsible for sales forecasting and another for reporting actual realised sales. The insights generated will help establish monthly rolling forecasts, guiding sales targets for branches and digital teams. The ideal candidate will have strong analytical abilities, excellent communication skills, and the ability to thrive in a fast-paced environment.

To optimise credit intelligence performance, and minimise credit risk through:

• Independently conducting complex quantitative data analysis and delivering analytical output that will enable insights and inform business decision making.
• Proposing and executing solutions based on analytical outputs.
• Proposing and working with senior team members to build new statistical models informing credit decisions.

Experience

• Ideal 2+ years of experience in financial forecasting, data analysis, or a similar role (banking or financial services experience preferred).
• Ideal to have proficiency in data modelling techniques and forecasting methodologies.
• Strong skills in Excel, SQL, SAS and data visualization tools (Power BI, etc.).
• Ideal candidate will have experience with statistical programming (Python, R).
• Strong attention to detail, problem-solving skills, and the ability to work under tight deadlines.
• Excellent communication skills with the ability to present complex data/reports in a clear and actionable manner.
• Ability to work in a fast-paced environment, manage multiple priorities, and adapt to evolving business needs.

Qualifications (Minimum)

• Bachelor's Degree in Finance or Statistics

Qualifications (Ideal or Preferred)

• A relevant post-graduate qualification in Finance or Statistics

Knowledge

N/A

Skills

• Communications Skills
• Presentation Skills
• Reporting Skills

Conditions of Employment

• Clear criminal and credit record

Capitec is committed to diversity; applications to this position will strictly be considered in support of our employment equity goals.

Capitec Bank is an authorised financial services provider (FSP 46669) and registered credit provider (NCRCP13). Capitec Bank Limited Reg. No: 1980/003695/06