Credit Capabilities Manager

Credit Capabilities Manager

Apply remote type Hybrid locations Pinelands Johannesburg posted on Posted 3 Days Ago job requisition id JR-57513

Let's Write Africa's Story Together!

Old Mutual is a firm believer in the African opportunity and our diverse talent reflects this.

Job Description

naOMF would like to employ a dynamic, motivated and innovative individual to help drive, develop and enhance the automation of credit systems and processes to drive improved efficiencies and customer experience to increase the overall uptake of OMF products and improve credit outcomes. The individual will be responsible for managing and driving the implementation of initiatives across the credit lifecycle, including:

1. Originations decision engine
2. Payment systems and mechanisms
3. Rules for the ongoing management of accounts
4. Escalation rules to drive effective collections

• Manage and document the decision engines used for the origination and account management of accounts.

• Help drive optimisation of credit systems.

• Effectively manage the process for making changes to credit rules impacting the origination and management of existing accounts.

• Effective translation of strategic changes into IT requirements, playing the role of SME.

• Management of stakeholders to ensure that required inputs are received timeously to ensure implementation remains within timelines.

• Establish an effective framework for testing changes before implementation of changes.

• Drive the change management process to inform key stakeholders of changes and their implications.

• Onboarding and management of the relationships with external vendors, helping to ensure the realization of strategic objectives.

• Ensure alignment of key stakeholders throughout projects.

• Drive the prioritization of credit projects within the wider organization.

• Assist in the response to queries regarding the outcomes of credit outcomes.

• Ensuring that the data is available to effectively track the outcomes of system changes.

Minimum Requirements:

• Graduate qualification in computer science, engineering, maths or related field.

• Minimum of 5 - 10 years working within a retail credit environment, with a specific focus on implementing strategic and regulatory projects into the system for execution.

Competencies:

• Collaboration (Relating)

• Stakeholder management

• Customer First

• Execution

• Strategic

• Innovation (Perspective)

• Personal Mastery (Learning)

• Articulating information

• Challenging ideas

• Embracing and driving change

Skills:

• Business Insight
• Cultivates Innovation
• Manages Complexity
• Optimizes Work Processes
• Situational Adaptability
• Strategic Mindset

Education:

NQF Level 9 – Masters

Closing Date: 19 December 2024 , 23:59

The appointment will be made from the designated group in line with the Employment Equity Plan of Old Mutual South Africa and the specific business unit in question.

Old Mutual Limited is pro-vaccination and encourages its workforce to be fully vaccinated against Covid-19.

All prospective employees are required to disclose their vaccination status as part of the recruitment process.

Please refer to the Old Mutual’s Covid-19 vaccination policy for further detail. Kindly note that Old Mutual reserves the right to reinstate the requirement to vaccinate at any point if it is of the view that it is imperative to do so.

The Old Mutual Story!

About Us

Old Mutual is a premium African financial services organisation that offers a broad spectrum of financial solutions to retail and corporate customers across key market segments in 14 countries. The lines of business include Life and Savings, Property and Casualty, Asset Management and Banking and Lending.
We are rooted in our purpose of Championing Mutually Positive Futures Every Day and believe that a great customer experience is anchored in a great employee experience.