Analyst: Business Bank Credit

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We're on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

1. To see what life at Capitec is all about and complete a short assessment, please click here!.
2. Once you have completed the above, finalize your application by clicking apply below.

Purpose Statement

To support the Credit Manager in the management of the credit portfolio in the assessment and verification of credit applications and assessing credit risks prior to the migration of risk groups to other areas of the Bank.

Experience

• 3+ years previous general banking experience, of which 1-2 years should have been spent in the Business Banking environment.
• Financial statement analysis and pre-checking of credit applications.

Qualifications (Minimum)

• Grade 12 National Certificate / Vocational.

Qualifications (Ideal or Preferred)

• National Diploma in Accounting - Financial Accounting or Banking.

Knowledge

• General understanding of how Business Banking operates, as well as understanding the business risks, industry risks, and financial requirements pertaining to this market.
• Good knowledge of general banking practices and procedures, especially within a Business Banking environment.
• Good knowledge and understanding of Credit products, features, and benefits.
• Knowledge of Credit principles and practices, including an understanding of credit applications, collateral, and financial statement requirements.
• Knowledge of multiple legal entities (companies, close corporations, sole proprietorships, etc.) in the Business market and the legislative restrictions and requirements governing these from a financial services perspective.

Skills

• Numerical Reasoning skills.
• Attention to Detail.
• Problem-solving skills.
• Analytical Skills.
• Computer Literacy (MS Word, MS Excel, MS Outlook).

Conditions of Employment

• Clear criminal and credit record.

Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.