Senior Credit Risk Manager (Foreign Bank)

We are looking for an experienced Assistant Chief Manager / Deputy Chief Manager of Credit Risk Management to join a leading global bank. This role offers the opportunity to play a key part in shaping the bank’s credit risk strategy, ensuring strong risk governance, and aligning risk management with business growth objectives.

The ideal candidate will have deep expertise in credit adjudication, corporate banking, financial analysis, and industry risk assessment.

Key Responsibilities

Credit Adjudication & Risk Oversight

• Lead the credit approval process, ensuring comprehensive risk assessment and effective risk mitigation.

• Provide expert guidance on credit applications, identifying potential risks and recommending solutions.

• Ensure compliance with internal credit policies and regulatory requirements, maintaining strong credit governance.

Corporate Banking Risk Management

• Partner with the Corporate Banking team to assess high-value corporate clients and large credit exposures.

• Align credit risk management with business growth strategies while optimizing risk exposure.

• Oversee the credit portfolio, ensuring sound risk management practices.

Financial Analysis & Risk Evaluation

• Conduct in-depth financial analysis, including balance sheet reviews, cash flow projections, and stress testing.

• Present risk assessments and recommendations to senior management for strategic decision-making.

• Utilize financial modeling tools to forecast and manage potential credit risks proactively.

Industry & Strategic Risk Insights

• Stay informed on key industry sectors, economic trends, and regulatory developments affecting credit risk.

• Provide strategic insights to leadership on sector-specific risks and opportunities.

• Mentor junior team members, fostering a strong risk management culture within the organization.

Qualifications & Skills

• Bachelor’s degree in Finance, Business, Economics, or a related field (MBA or CFA preferred).

• Minimum 10 years of experience in credit risk management, with a strong background in corporate banking.

• Expertise in credit analysis, financial risk assessment, and portfolio management.

• Strong understanding of industry sectors and the ability to integrate economic trends into credit assessments.

• Proven leadership skills, with the ability to collaborate with senior stakeholders.

• Excellent analytical, communication, and decision-making abilities.

• In-depth knowledge of banking regulations and credit governance frameworks.