Senior Credit Analyst

Summary of the Position

• Responsible for the risk analysis of credit applications from CIB, CLF, ERA & ITB-GCF business lines (only where CACIB SG is PCO unit in the case of latter), covering the following geographies: Singapore, Malaysia, Indonesia, and Thailand.
• As Local Representative of RPC, assist to coordinate/liaise with Regional/HO teams on queries relating to risk matters (e.g., coordination of replies to MAS surveys, queries from local Management, internal and external Auditors, Regulators) for other business lines where RPC risk is not present at Branch.
• Active contribution to RPC projects that may involve the Singapore team.
• A team player who will present an effective and communicative interface with Management, FO, Business lines, and RPC.

Main Responsibilities

• Analyzing FO Requests, conducting financial & credit analysis, transaction analysis, and writing concise and succinct risk opinions.
• Preparation, coordination, and participation in Portfolio Reviews and ad hoc discussions on risks.
• Ensure that annual reviews and ratings are reviewed in a timely manner.
• Determine the appropriate risk ratings in Anadefi (calculation, proposal & validation) for groups and counterparties and provide strong justification for divergences.
• Ensure that approved risk strategies/CSP decisions are consistently adhered to.
• Ensure that risks are compliant with internal procedures and local regulations.
• Stay updated on client newsflows, financials, corporate, and sectorial developments.
• Maintain close interaction with the Front Office to understand their needs and forthcoming pipeline.
• Actively participate in the weekly Local Credit Risks Committee.
• Contribute to Early Warning, Early Detection, and Country CSPs at the request of RPC-AP.
• Actively contribute to RPC projects and transformation initiatives.
• Grow ESR expertise within RPC and ensure compliance with HO associated decisions/strategies. Advise the team and FO on ESR matters.