Product Manager (Pricing), Consumer Unsecured Loans, Consumer Banking Group

Business Function
As the leading bank in Asia, DBS Consumer Banking Group is in a unique position to help our customers realise their dreams and ambitions. As a market leader in the consumer banking business, DBS has a full spectrum of products and services, including deposits, investments, insurance, mortgages, credit cards and personal loans, to help our customers realise their dreams and aspirations at every life stage. Our financial solutions are not only the best in the business – they were made just right for you.

Responsibilities

• Strategically manage pricing and fee income to improve product competitiveness (N=C) and increase profitability of portfolio including the analytics driven pricing model, continuous experiment, and discovery on the price sensitivity segment.
• Design and implement end to end tactical marketing campaigns and initiatives for customer pricing and fees.
• Work with various stakeholders such as customer centre, technology, operations, and analytics to develop, enhance and implement customer journeys relating to pricing and fees.
• Track, monitor and analyse the financials. Be the first line of defence to ensure business profitability. Recommend plans and strategies to grow the unsecured line of credit business for overall profitability.
• Work closely with business analytics team and analyse unsecured lending’s portfolio for insights and business opportunities.
• Perform and implement system-related initiatives and enhancements.
• Participate in horizontal organisation (MtJ) as dedicated squad member to deliver customer and business outcomes through managing customer journeys.
• Support day-to-day customer enquiries on pricing and portfolio related queries from touchpoints and support units.

Requirements

• Bachelor’s degree with a minimum of 3 years of working experience in the Banking Industry is preferred.
• Good grasp of the Unsecured Lending products and/or portfolio activities.
• Good appreciation of the product and competitor market trends.
• Strong communication and presentation skills.
• Strong analytical skills & posed meticulous nature in all aspect of works.
• Driven, consistently meeting expectations and resourceful.
• Independent and self-motivated.

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We offer a competitive salary and benefits package and the professional advantages of a dynamic environment that supports your development and recognises your achievements.