Experience in banking with writing credit papers
Substantially in credit analysis of large corporates
Job Description:
Conduct review and analysis of existing and potential borrowers for independent and impartial presentation of credit risk assessment
Conduct independent and impartial credit risk analysis of existing and potential borrowers for (amongst others) creditworthiness and repayment capability.
Prepare and present annual and quarterly (if required) “Credit Review” to the Branch.
Independently support credit rating (“CRR”) application proposed by Credit Investment Department.
Preparation of monthly report to Branch Senior Management tracking disclosure and receipt of financial statements, and completion of Credit Reviews and CRR reviews within timelines pursuant to Head Office and branch’s P&P.
Preparation of monthly self-review checklist reporting department’s work schedule to Branch Senior Management.
Preparation of financial and non-financial covenants via respective quarterly and monthly report to Branch Senior Management together with detailed verification of individual covenants certificate provided by agent banks undertaken from time to time.
Liaise with Head Office regarding credit control when necessary, which includes but is not limited to communications by e-mail or telephone.
Organize Credit Committee Individual Proposal/Monthly meetings. Prepare and circulate minutes thereof and maintain originals together with related materials so presented.
Conduct research and produce reports on credit issues relevant to branch’s credit portfolio.
Assist, train and provide oversight for junior or new colleagues to facilitate smooth running of CC Department operations.
Lead, undertake, assist and support CC Department’s drive to shift away from mechanistic compliance to individual assumption for practices that promote a culture of accountability and good conduct.
Support Head of Department in endeavors to achieve CC Department’s targets.
Undertake other tasks regarding credit control under the direction of Head of Department.
Interested applicants, kindly send your resume in MS WORD format or please click on “Apply Now” or email ref50@trustrecruit.com.sg.
We regret only shortlisted candidates will be notified.
Important Note: Trust Recruit Pte Ltd is committed to safeguarding your personal data in accordance with the Personal Data Protection Act (PDPA).
Please read our privacy statement on our corporate website www.trustrecruit.com.sg.
Trust Recruit Pte Ltd
EA License No: 19C9950
EA Personnel: Moy See Meng (Jasmine)
EA Personnel Reg No: R24123391