Credit Analyst (Commodity Trading)

Position: Credit Analyst (Commodity Trading)

Industry: Commodity Trading

Location: Temasek Avenue

Salary Range: S$4,000 to S$6,500

Responsibilities:

• You will be in charge of the risk assessment of customers, establishing appropriate credit limits.
• Analysis of credit exposure.
• Responsible for performing financial analysis of customer financial statements, where you will derive risk profile to establish suitable credit limit.
• Preparation of analysis write-up to obtain approvals for decisions not within designed authority levels.
• Liaise with relevant parties to have better understanding of customers' financial condition for complete credit analysis report.
• Prepare, verify, track, and publish daily credit report for all approved counterparties for both physical and paper transactions.
• Flagging out credit limit exceeds, decide the next course of action (e.g., obtain LC/cash collateral/waiver).
• Handle L/C related matters (negotiating with relevant parties, verifying issued/received LC).
• Responsible to negotiate favorable credit limits & status with counterparties.
• Obtain and handle documentation from new counterparties that are needed for credit assessment.
• Performing annual review on existing counterparties.
• Liaise & negotiate with counterparties for parental guarantee or payment undertaking issuance, ensuring T&C are acceptable for the company's business (in consultation with legal team).
• Stay updated with latest developments for all approved counterparties (e.g., commercial, banking, fluctuations in ratings, country risks).
• Managing accounts receivables, ensuring proactive and reactive credit control takes place.
• Ensuring counterparties' payments are collected in line with contracted payment terms.

Requirements:

• Bachelor's Degree required.
• Min 2 years of experience in a similar capacity within the commodity trading industry, with recognized professional finance/credit qualification (e.g., CFA, ACA, CIMA).
• Knowledge in market risk and credit risk.
• Knowledge in financial and energy business.
• Possess good negotiation and communication skillset.
• Open to personal growth development by taking courses.

Please submit your updated resume in Word format by using the Apply Now button.

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Alternatively, you may email your resume to alvin.chua@peopleprofilers.com.