Underwriter, Institutional Credit Management up to $11.8K

MNC/ BANK

The Opportunity

• Adecco is partnering with a leading bank for an Underwriter, Institutional Credit Management APAC
• Focus: Underwriting of securitized loans/warehouses in coordination with origination and deal closing teams.
• Office Location: CBD
• Contract till Feb 2026

The Talent

• 5-8+ years of credit experience, with a minimum of 3 years in securitized loan underwriting or equivalent experience.
• Excellent communication, organizational, and interpersonal skills.
• Ability to work well under tight deadlines, manage priorities, and complete assigned tasks with minimal management follow-up.
• Quantitative skills with high proficiency in Excel and other Microsoft programs.
• Excellent analytical and computer skills, with the ability to quickly adopt new technology.
• Additional non-core qualifications include:
• Demonstrated track record and working knowledge of applying lending Underwriting Guidelines, with familiarity in the processes of Rating Agencies for securitized products.
• Tact and composure to be client-focused while managing internal and external relationships. A successful Underwriter will take ownership while maintaining attention to detail and working independently.
• Ability to read, comprehend, and summarize legal documents collected in the due diligence process or produced by the bank's legal counsel.
• Working knowledge of loan transactions under market standard syndication loan format will be weighted in favor of the successful candidate.
• Ability to travel (10-20% of the time) on short notice is necessary.
• Bilingual in English and Mandarin (both written and spoken) to handle the China market.
• Bachelor's/University degree; Master's degree preferred.

The Job

• Respond to Transactors and clients on underwriting requests for credit extensions for new and existing clients, and conduct annual reviews for complex securitized loan portfolios.
• Conduct and review due diligence, prepare internal committee packages for approval, and follow through to obtain credit approvals from the committee.
• If required, work with loan/bond sale team members for the sale or syndication of the loans to other lenders and/or Bond Investors and with Rating Agencies.
• Prepare monthly and/or quarterly reviews of existing borrowers to track compliance with various covenants or triggers as outlined in the Credit Agreement.
• Demonstrate a solid understanding of the bank's products and services within Corporate Banking, Global Markets, and the broader organization.
• Be or become very familiar with the bank's credit and regulatory policies and practices to ensure compliance and satisfactory ratings from internal and external auditors.
• Leverage existing credit background to achieve Credit Officer designation.
• Provide backup to other underwriting team members to ensure seamless and efficient delivery of underwriting to clients as needed. Recommend changes to processes to achieve greater efficiency.
• Potential to travel outside of home base to meet with internal and external clients, conduct due diligence on specific asset portfolios, and participate in training opportunities.

Next Step

• We could contact you in the soonest time if you directly send your resume to: kareen.chua@adecco.com
• Email Topic: Apply Underwriter
• We regret to inform you that only shortlisted candidates will be contacted.

Kareen Frances Chua

EA Licence Number: 91C2918
Personnel Registration Number: R1438917