Country Risk Senior Analyst - C12 - SINGAPORE
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Country Risk Senior Analyst supports the Investment secured Portfolio for Asia South Wealth Business (across Onshore & IPB). Singapore CGCPC Investment Lending portfolio is the largest internationally and covers both GML (Margin/Investment Lending) and Insurance Premium Finance products.
This risk role is primarily responsible for supporting Risk System implementation, analytics and simplification / automation projects. The role involves regular interaction with Product Teams, Credit Operations, Operations and Technology functions, Regional/Global Risk management including Co-ordination with One Citi Credit Risk functions in Private Banking Business.
The position reports to Investment Lending Risk Head, Singapore in Citibank Singapore Ltd - Asia South (Wealth) Risk Management team.
Responsibilities:
- Support critical projects related to regulatory initiatives (MAS, FDIC, CCAR) and regional/global data projects from a Credit Risk perspective including risk projects related to automation, streamlining and preparation of reports across various credit products.
- Support system implementation and process enhancements with respect to various data across multiple products and retail formats for global, local reporting, Risk-Finance data convergence projects.
- Support the risk manager in adhoc analytics and projects related to alignment of credit program/policies with Citi Private bank (CPB) as part of Citi Global Wealth (CGW) strategic Initiative.
- Manage day-to-day project activities and engage closely with stakeholders to help align and roll-out CGCPC-CPB best in class client proposition related to Credit Risk areas like Automation/Simplification of Loanable Value, Credit review related processes working closely with product, operations teams.
- Work with Credit Risk/Policy Manager to evaluate, analyze and recommend policy decisions related to credit underwriting, mark to market and credit collateral acceptance of marketable securities.
- Work with Credit Risk/Policy Manager and stakeholders in the periodic updates of the credit program/policies.
- Proactively seek to identify business reporting and analytical needs, streamline processes, and evaluate key drivers for monthly variances and trend analysis of various risk parameters.
- Lead technology upgrades, enhance automation. Contribute to system changes, testing stages for system cutovers impacting Investment Secured Lending product.
- Has the ability to operate with a limited level of direct supervision.
- Can exercise independence of judgement and autonomy.
- Continuously identify process improvements and efficiencies to support business unit goals through dissecting issues and making recommendations.
- Establish cross-functional partnerships and networks in order to support the execute cross-functional and business initiatives.
- Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
Qualifications:
- 5-8 years of relevant experience.
- Bachelor's degree/University degree or equivalent experience.
- Excellent working knowledge of financial markets including investments, FX, and margin lending experience is a key differentiator.
- Able to rationalize logically and consistently demonstrate clear and concise written and verbal communication.
- Strong team player - You should be able to work effectively individually as well as effectively network with coworker from cross functional and multitask in a fast-paced environment.
- Good attitude, willingness to learn and possessing high integrity.
- Excellent verbal and written communication skills. Effective team player and interpersonal skills.
- Ability to work under pressure, prioritize to meet deadlines.
- Highly proficient in MS Office - (Excel, Access, PowerPoint).
Job Family Group: Risk Management
Job Family: Country Risk
Time Type: Full time
Citi is an equal opportunity and affirmative action employer. Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.