Business Analyst (Secured Lending) - Group Operations and Technology

Job Description - Business Analyst (Secured Lending) - Group Operations and Technology (250000IP)

Job Description

• Act as a SME in the Consumer Banking Secured Loans domain with sufficient knowledge to interact, solicit requirements, and advise senior-level business users.
• Work closely with business users and project team members on solutioning/project initiation, implementation, and post-implementation support.
• Lead solutioning effort and help develop compelling and innovative solutions while complying with existing standards, guidelines, and processes.
• Perform Business Analysis and lead the requirements gathering with business users. Propose alternate solutions to meet or improve the desired objectives based on best practices and industry solutions and influence the desired outcomes.
• Verify that the user requirements are achievable and support business users during UAT and post-implementation phases.
• Collaborate with IT teams to resolve issues. Work with Solution Architects, Systems Analysts, and Developers to produce high quality deliverables.

Qualifications

• Expertise in credit or loan origination domain (with focus on lending and credit decision management).
• Understanding the end-to-end lifecycle for lending products (e.g. mortgage loan, car loan, personal loan, cards, wealth financing).
• Understand the processes from loan application to loan approval, and to post-approval and maintenance activities.
• Experience in working with Credit and Risk policies, including credit decisioning and scoring models.
• Experience in defining business analysis and solution standards and processes.
• Strong analytical skills with ability to assimilate information quickly and gain consensus from multiple stakeholders when required.
• Strong team player and good interpersonal skills.
• Well-versed in industry developments and trends in the Secured Loans domain, curiosity in emerging technologies.
• Ability to breakdown and convey complex information to diverse audiences with varying levels of technical knowledge.
• Familiarity with local & regional Secured Loans regulations.
• Experience in driving digital initiatives with business and Operations will be an advantage.
• Ability to adapt to different software development methodologies, e.g. Agile and Waterfall projects.
• Passion to drive solutions and deliver projects.