Associate, Portfolio Management, Aviation Finance (Job ID: 10068192)

Job Responsibilities:

Strategic

• Prepare credit reviews, credit applications, waiver requests, and borrower ratings with recommendations, adhering to the Bank’s internal guidelines and credit appetite.
• Identify risks and monitor/report on borrower and project conditions, escalating to appropriate departments when necessary.
• Manage the overall risk profile of borrowers and recommend changes to mitigate risks.
• Support refinancing and potential work-out transactions as required.
• Assist in negotiating waiver terms and amendment documents.
• Collaborate on secondary loan transfers and loan participation.
• Prepare regular reports, including credit conditions, action plans, stress tests, sector monitoring reports, and presentations to management or credit committee.
• Coordinate internal and external audits or regulatory inspections.
• Support the HOD in operations, administration duties, and team events, providing backup support for team members as needed.
• Adhere to company policies, including KYC and compliance requirements.
• Maintain and update local credit policies to align with regulations.
• Identify industry, economic, and sector trends that could impact the portfolio.
• Support AFD team on operational matters and prepare internal reports related to AFD transactions.

Financial

• Support timely process improvement initiatives for the Team.
• Assist AFD team for origination and execution of deals, collaborating closely with respective MUFG Branches and other Head Office divisions.

Customer

• Deliver high-quality service to internal and external stakeholders to enhance the Bank's reputation.
• Liaise with customers, agents, external consultants, auditors, regulators, and others to ensure timely performance of Team functions.
• Work in partnership with origination teams, relationship managers, credit teams, and other departments to support transaction responsibilities.

People

• Liaise with various departments and collaborate with GAFO as a global aviation team.

Other/ Control

• Comply with relevant MAS regulations and MUFG group policies.

Job Requirements:

• Minimum of 2 years' experience in credit analysis or credit risk (in Structured Products financing or Corporate Banking).
• Experience in lending and repayment schedules.
• Intermediate Excel skills.
• Degree qualified.
• Experience in reviewing and preparing credit application recommendations and legal documentation.
• Strong organizational skills and attention to detail.
• Excellent communication, presentation, and writing skills.
• Proactive, resourceful team player with the ability to build rapport with internal and external parties.
• Good understanding of banking products and associated risks.
• Knowledge of credit risk, financial analysis, and financial modeling.
• Familiarity with financing documentation and legal considerations.
• In-depth sector knowledge in aviation financing is an advantage.

We regret to inform that only shortlisted candidates will be notified.

Job ID: 10068192