Assistant VP, Credit Reviewer

Posting Date: 27 Mar 2025

Location:

Singapore, SG

Company: United Overseas Bank Ltd

About UOB

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices. Our history spans more than 80 years. Over this time, we have been guided by our values – Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.

About the Department

The Credit and Risk Management function is comprised of three teams: Risk Management, Credit and Special Asset Management. We manage the risks arising from the Group’s business activities within the risk appetite established by the Board. This involves identifying and evaluating the risks, developing effective risk governance and strategies as well as providing independent assessment of the overall risk profile.

Job Responsibilities

• Prepare, review, analyze and make recommendations for mortgage applications (including new, restructures and others)
• Liaise with stakeholders (including Sales staff, mortgage relations staff, Credit Operation staff) for documentations and rectifications.
• Compliance and documentation checks on mortgage applications
• Review property valuation reports
• Credit evaluation and follow up on post disbursement issues, other miscellaneous requests.
• Train Sales staff in post approval documentation
• Train junior staff in credit work and evaluations
• Key member involved in operational risk control testing and Audit enquiries
• Extract, prepare and present MIS reports to management
• Prepare and submit reports for regulatory purposes.

Job Requirements

• Minimum 3-5 years of banking experience (preferably in mortgages)
• Aptitude in software programs and well versed in Microsoft programs especially Excel and PowerPoint
• Knowledgeable of real estate industry, real estate current affairs and economic outlook
• Conversant in real estate and mortgage loans regulations
• Good credit analytical skills, meticulous and attentive to details
• Good written and verbal communication skills
• Good attitude and interpersonal skills, able to interact professionally and manage objections effectively
• Able to work independently, fast learner and able to work as a team.

Be a part of UOB Family

UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.