Analyst, Credit Operations (Auto Loan Origination), Consumer Banking Group Operations, Group Te[...]

Business Function

Group Technology and Operations (T&O) enables and empowers the bank with an efficient, nimble and resilient infrastructure through a strategic focus on productivity, quality & control, technology, people capability and innovation. In Group T&O, we manage the majority of the Bank's operational processes and inspire to delight our business partners through our multiple banking delivery channels.

Responsibilities

1. Perform Technical Verification function for Auto Loan Applications, checking & verifying customers' income documentation proof, compliance with relevant regulations and other necessary requirements within specified performance standards in turnaround time and accuracy as determined by the Bank.
2. Perform checks on the accuracy of data entry in the Bank's systems including derivation of Income & other amounts necessary for the Loan Application.
3. Work closely with our business partners and be able to communicate with all of them to ensure full and proper submission of all necessary documents, KYC & other supporting documents or information necessary for each Loan Application.
4. Perform checking/verification of all documents & other necessary functions in the processing of auto loan applications for pre-disbursement within specified standards of quality and turnaround time.
5. Conduct necessary searches to ensure that all newly pledged vehicles are still under registration & that used cars proposed as securities are not under any financing or encumbrance(s).
6. Perform post-disbursement functions in relation to Auto Loans.
7. Participate in auto loan digital project and other initiatives, including testing, development and maintenance of new and existing systems.

Requirements

1. Diploma/Degree in any discipline with 2 years experience in operations preferred.
2. Meticulous, attention to detail, knowledge of data analytics and project management would be a plus.
3. Sound understanding of Financial Services, knowledge in car financing and the relevant banking regulations.
4. Proficiency with MS Office applications, particularly Microsoft Excel.
5. Meticulous and detail-oriented, organized with good problem-solving skills.
6. Hard-working, self-motivated and a strong team player who takes initiative.
7. Good interpersonal and communication skills.
8. Able to work effectively under pressure and minimum supervision.

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We offer a competitive salary and benefits package and the professional advantages of a dynamic environment that supports your development and recognises your achievements.