AML Data Controls Developer

Job Description:

Department Overview:

Residing within Enterprise Protect organization, the Financial Crime & Risk Management (FCRM) Technology team is responsible for the delivery and support of technology solutions for the respective FCRM business unit. Given the ongoing pace of regulatory change and ongoing importance of risk management, this is a fast-growing area within the bank translating into considerable demand and growth within its technology teams.

Building a World-Class, Diverse and Inclusive Technology Team

We can't afford to be boring. The scale and scope of what TD does may surprise you. The rapid pace of change makes it a business imperative for us to be smart and open-minded in the way we think about technology. TD's technology and business teams become more intertwined as new opportunities present themselves. This new era in banking does not equal boring. Not at TD, anyway.

TD Applications & Systems Development covers technical planning, integration, systems analysis, design, development, unit and component systems testing, support-maintenance, and more. Meaningful, effective relationship-building is part of what these highly skilled experts do best as they work together with technology project managers, delivery partners, business and systems analysts, testing and quality assurance teams, sponsors and so many other stakeholders to clarify requirements.

About This Role

We are looking for an AML Data Controls Developer for our Financial Crime & Risk Management systems (Oracle - Transaction Monitoring and Customer Risk Rating solutions). You will have the opportunity to engage in cross team initiatives beyond your immediate project to modernize the technology and capabilities to align with the portfolio and enterprise technology roadmaps.

The primary responsibility of our team is to design, develop and maintain the technology platform that processes the banks payments through behaviour detection algorithms to detect suspicious and fraudulent activity.

The open role is for a person who has 12 – 15 years of working experience in leading complex data projects and is extremely familiar with Data concepts, translating business requirements into Functional specifications, developing Data Controls, and reconciliation (including Data Quality and ETL controls), Data Exception Management process, Data sourcing and further mapping to various interface across our Financial Crime & Risk Management (FCRM) systems.

The person will need to understand business needs, define data quality (DQ) requirements (validations, control checks) and the various business logic transformations to be done while sourcing data. The hire will be involved in designing and developing data controls using technology such as SQL and python to ensure that the integrity of the data feeding in is maintained. The hire will also work on DQ exception management processes and triage data quality issues with relevant stakeholders to remediate the same. The hire will also be part of the team that designs and maintains the data governance process to ensure that data integrity is adhered to when payment and reference data information is sent to the FCRM systems. This also involves documenting and managing the development of relevant data quality and business logic validations and checks for the feeds that are sent to FCRM systems.

Here's some of what you may be asked to perform:

• Lead data initiatives within the FCRM team which requires extensive collaboration with multiple teams globally to gather business requirements on data and develop a tangible plan to execute these initiatives.
• Lead business and technology discussions to develop Data Quality requirements and controls for FCRM systems.
• Design, develop and maintain logic for data controls to ensure data integrity from source to target, i.e., ensuring data being sourced meets the data quality standards that have been designed to ensure data is fit for FCRM purposes.
• Collaborate with the Technology development and testing teams to ensure all data transformation logics are adequately developed and tested across all required environments.
• Independently analyze Source to Target Mappings documents, data dictionaries for root cause analysis and further business alignment.
• Design, develop new processes and/or streamline existing processes to ensure exceptions are captured and there is adequate governance on Exception Management.
• Lead triage meetings globally and collaborate with required stakeholders to determine fix for data issues identified.
• Independently perform data profiling and end-to-end Root cause analysis across Data Issues identified and work with respective stakeholders as a part of the DQ Exception Management Process to remediate DQ issues.
• Define metrics to measure the quality of data being obtained across source systems.
• Independently assess and further improve existing documentation to ensure end-to-end processes performed by the team is captured for traceability purpose.
• Foster an environment and culture that encourages productivity, innovation, process improvement, teamwork, and a high level of professionalism.

Job Requirements:

What can you bring to TD? Share your credentials, but your relevant experience and knowledge can be just as likely to get our attention. It helps if you have:

• University degree, preferably in technology/ engineering.
• Minimum of 7 years of AML transaction monitoring and/or KYC development experience, preferably with large banks.
• Minimum of 12 years of experience in Data Issue - Exception Management, Root Cause analysis and remediation.
• Minimum of 12 years of experience in data (data lifecycle, data governance, data quality, Metadata, Data issue resolution and other data concepts).
• Minimum of 10 years of experience in data sourcing and mapping, preferably in systems which deal with Regulatory Compliance data.
• Advanced SQL & Python programming working experience (Preferably in Oracle based tools).
• In-depth understanding of ETL requirements and processes that transform data from source. Good experience with designing ETL controls. Experience with informatica ETL tool is a big plus.
• Must be comfortable working in different time zones (SG, IN & US) as there would be an overlap with India & US teams.
• Excellent understanding of payments and data coming from settlement systems including the flow of funds, payment messaging formats such as Swift and systems such as ACH, Fedwire etc.
• Strong interpersonal skills with demonstrated ability to forge strong relationships with key business partners, understand financial markets and regulation and apply analytics to drive commercial value.
• Experience in Oracle AML product development would be highly preferred.