Team Leader - Commercial Banking

Job Title: Team Leader

Department: Commercial Banking

Group: Corporate & Institutional Banking

Job Location: Khobar

Working Hours: 8:00 AM to 5:00 PM (Sunday to Thursday)

Core Responsibilities:

• Maintains and enhances relationships with key customer accounts and prospective customers to ensure business continuity and growth.
• Prepares a structured calling program to identify business opportunities and explore customer needs with the aim of matching the bank's products.
• Monitors and expands share of wallet and cross sell from all clients.
• Drives the diversified revenue improvement of their portfolio.
• Monitors the performance of all accounts assigned to the relationship managers on an on-going basis.
• Monitors the business operating environment with respect to market trends, interest rates, asset and liabilities positions, trade volume, credit facilities etc. on an on-going basis.
• Provides regular updates to the regional head on performance of the accounts and on key market thrusts.
• Plans and co-ordinates marketing of products and services to all clients within the portfolio with the objective to maximize revenue/return.
• Ensures that the quality of the credit portfolio is maintained by reviewing all proposals, identifying and assessing all risk inherent in credit exposures.
• Analyze the client’s financial statements, management practices etc. to assess the credit risk for the client and ensure that the credit quality of the portfolio is not compromised.
• Recommends, rejects or approves credit facilities, within prescribed limits, after a comprehensive analysis.
• Structures financial transactions to meet the requirements of the corporate clients.
• Liaisons with various internal departments (Wholesale and Market Risk), Legal, Operations etc.) for smooth and quick turnaround of transactions.
• Ensures provision of high quality and timely service to clients.

Requirements & Qualifications

• +10 years of experience in Commercial or Corporate banking.
• Strong experience and knowledge in Credit.
• Strong written and spoken English skills.
• A bachelors or masters degree in any related field.