VP1, Credit Analyst - Corporate Banking

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United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. Our history spans more than 80 years. Over this time, we have been guided by our values – Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success.

The Wholesale Bank function operates a dynamic business model that provides financial services and solutions to help our clients achieve their strategic business objectives. Our mission is to become the premier-provider of banking services and solutions for Asia-based commercial banking companies, large corporations, financial institutions, and multinational corporations.

Key Responsibilities:

• Prepare internal credit ratings and conduct credit reviews for corporate clients, ensuring adherence to the Bank’s policies, credit principles, lending direction and guidelines.
• Evaluate the overall credit worthiness of borrowers and the ability to meet credit obligations periodically, and alert business for any adverse conditions/news.
• Work with Corporate Banking coverage team to support all related credit analysis matters.
• Interact with clients, including onsite client visits, gather deal requirements, financial statements and other inputs for quality analysis and due diligence.

Qualifications:

• Degree in Business/Accounting/Finance/Economics or related field.
• At least 6-8 years of relevant working experience in credit analysis.
• Up to date with legal, compliance and market risk related issues.
• Strong analytical skills with good grasp of financial analysis.
• Ability to analyze cash flows, leverage, collateral and customer strength.
• Excellent interpersonal and writing skills to ensure effective delivery of credit reports and communication with stakeholders.
• Presentable, dynamic, dedicated, self-driven and highly motivated.

UOB is an equal opportunity employer. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.

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