VP, Product Manager, Business Banking

VP, Product Manager, Business Banking

Posting Date: 27 Mar 2025

Location: Kuala Lumpur (City Area), Wilayah Persekutuan, MY, 50350

Company: United Overseas Bank (Malaysia) Bhd

About UOB

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices. Our history spans more than 80 years. Over this time, we have been guided by our values – Honorable, Enterprising, United and Committed.

About the Department

Job Responsibilities

1. Manage & drive Business Banking (“BB”) unsecured loans P&L, including effective formulation & execution of business strategies to meet overall business objectives.
2. Responsible for the unsecured product life cycle including:
1. Responsible for monthly financial & Strategy update.
2. Periodic review/enhance existing unsecured lending program to ensure underwriting framework remains relevant to the market.
3. On-going changes/enhancement to product features in addressing SMEs’ pain points to ensure product relevance.
4. Owner of E2E product processes from loan origination to loan disbursement and initiate process improvement initiatives to ensure speed to market.
3. Collaborate closely with analytics team to perform segmentation analysis and identify opportunities for new client acquisition or upselling to existing clients.
4. Collaborate closely with channels, marketing, and portfolio management in developing marketing strategies to drive product awareness and leads generation.
5. Collaborate with Sales & Distribution, Channels to design tactical initiatives/campaigns to drive new loan bookings.
6. Collaborate closely with Credit & Risk team to ensure asset quality remains intact.
7. Work with internal stakeholders on new enhancements/projects arising from BNM or business requirements (including preparing test scripts and conducting user testing on current systems, new systems, and future enhancements). Verify the testing output to ensure it meets the requirements of the project/enhancement objective.
8. Review and ensure all Product and Marketing Materials and processes are accurate and comply with regulatory requirements.
9. Manage first line response to product and services inquiries from touch-points and support units.

Job Requirements

• Minimum 5 years’ professional experience in the financial service industry with strong understanding of the financial services industry, regulations and obligations with particular emphasis on SME lending.
• Subject matter expertise in business proposals, credit papers/positioning.
• Excellent communication and interpersonal skills.
• High proficiency in the use of Excel, Powerpoint, Visio, and other resource tools for tracking and reporting needs (Jira, Microsoft Project, Teams).
• Confident, and able to take initiative in a client and delivery-focused environment.
• Demonstrable track record of building relationships, dealing with key stakeholders of an organization internally and externally.
• Attitude to execute, deliver, and succeed.
• Analytical thinking and problem-solving abilities.
• Excellent organizational and time management skills.
• Strong attention to detail.
• Confident, proactive, and able to take initiative.
• Highly developed written and oral communication skills.
• Ability to work under pressure to meet multiple firm deadlines.

Be a part of UOB Family

UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements, and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.