Manager, Thematic Analytics

Manager, Thematic Analytics

Location: Menara Affin, TRX
Time Type: Full time
Posted on: Posted Yesterday
Time left to apply: End Date: November 15, 2024 (27 days left to apply)
Job Requisition ID: JR101794

Create your future with Affin! You too can make a difference.

Join us at AFFIN, where the open minds meet and be inspired by a shared commitment to great work. Here, you don’t just stay at the forefront of the industry – you can make a difference too.

Position Objective
Conduct complex and comprehensive thematic analysis and reviews of the Bank’s credit portfolio. They are accountable for identifying emerging risks, trends, and opportunities in the portfolio. This includes providing insights and recommendations to improve credit risk management practices.

Key Responsibilities

• Conducting thematic analysis and reviews of credit portfolio: The analyst will conduct in-depth analysis of the bank's credit portfolio, identifying trends and patterns to highlight potential credit risks or opportunities. This could include analyzing the portfolio by product, sector, macroeconomic development, policy changes, etc.

• Identifying areas of improvement: Based on the analysis, the analyst will provide recommendations to the head/director on how the bank can improve its lending practices. This may include recommending changes to lending policies, procedures, or risk management practices.

• Presenting findings: The analyst will present their findings to the head/director and other senior management, including the Group Chief Risk Officer and Risk Committees. They will provide recommendations on how to mitigate identified risks and capitalize on opportunities.

• Collaborating with other departments: The analyst will work closely with other departments, such as business units, credit policy review, credit surveillance, credit appraisals, operations, and compliance, to ensure that the thematic reviews conducted are comprehensive.

• Maintaining documentation: The analyst will maintain accurate and comprehensive records of their reviews, including findings, recommendations, and action plans.

Skills/Knowledge

• Bachelor's degree in finance, accounting, economics, or a related field.

• Minimum 5 years of experience in credit portfolio analysis, credit risk management, or related field.

• Strong analytical skills and attention to details.

• Proficiency in Microsoft Excel and data analysis tools such as SAS Enterprise Guide, Python, Microsoft Power BI will be an advantage.

• Excellent written and verbal communication skills.

• Knowledge of banking regulations and lending practices.