Manager, Credit Evaluation

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Responsibilities:

• Conduct credit review on new credit applications and other proposals involving credit exposures as well as non-performing receivables in accordance with the company’s credit policies and guidelines.
• Perform in-depth credit evaluation and approve credit applications in accordance with the credit authority given, ensuring any exceptions are escalated to the relevant authority.
• Review reports prepared by Senior Associate (SA) and CA, and support/supervise their preparation of credit evaluation reports, analysis of market conditions, economic development, and industry review.
• Perform regular updates on industry reviews by the rating/research houses for the reference of Business Units to keep abreast with the fast-changing business landscape and environment.
• Conduct joint customer visits with Business Units and Branch visits when necessary.
• Formulate, review, and improve credit application processes, policies & guidelines to enhance efficiency of credit approval and effectiveness of credit risk management.
• Handle recruitment and training of staff, elevating the department’s mid-level capabilities to develop a high-performing and engaged workforce.
• Provide coaching and guidance to junior Credit Associates on product knowledge, credit assessment techniques, and company’s internal policies and procedures.
• The position is equivalent to Manager.

Requirements:

• Degree in Business Studies, Economics, Finance/Accountancy/Banking or equivalent with Chartered Banker (CB)/ Associate Chartered Banker (ACB)/ Professional Credit Certification (PCC)/ Certified Credit Professional (CCP) qualification.
• Possess at least 8 years of relevant experience in evaluation of commercial/equipment/business loans.
• A team player with strong leadership skills, good communication skills, and a proactive problem-solving attitude.
• Strong critical thinking and analytical skills, resourceful and attentive to details.
• Possess good command of English with a flair for comprehensive report writing.
• High self-motivation and able to work independently.
• Possess sense of urgency, able to multitask and work under pressure.
• Proficient in Microsoft Office applications.

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Your application will include the following questions:

• Which of the following statements best describes your right to work in Malaysia?
• What's your expected monthly basic salary?
• Which of the following types of qualifications do you have?
• How many years' experience do you have as a Credit Evaluation Manager?
• How would you rate your English language skills?
• How many years' experience do you have as a manager/team lead?
• How many years' experience do you have as an Equipment Finance Credit Assessor?