Loan Product Manager

Job Description - Loan Product Manager (2400016H)

Responsibilities

• Loan/credit related product formulation, development, enhancement, implementation and annual review (include NPAP & BNM approval if required)
• Continues enhancement and review of loan products sales process and procedures to achieve maximum efficiency and customer satisfaction (include LO, PDS, documentation & forms if required)
• Review of the process and procedures include loan system and in the event of any new schemes launch by BNM/CGC/SJPP
• Jointly develop effective marketing plans and promotion campaigns with marketing team upon product launches/when necessary
• Responsible for the development, enhancement and review of loan product sales tools
• Ensure the program complies with all relevant legal and regulatory requirements
• Product training for new recruits/ retooling/ new product launch
• Leading, managing and involving in projects and ad-hoc assignments.
• Interpret data, analyze results and assist in presenting findings or recommendations for decision making.
• Assist in self-assessment for RCSA, review and remove regulations & controls for respective units testing
• Coordinate for RCU matters related to Gap Analysis, Action Plan and Compliance Testing

Qualifications

• Degree in Business Management, Marketing, Banking, Risk Management or related area preferred.
• At least 3 years of banking experience, preferably related to Loans Sales & Marketing/ Loan Support/Credit Risk/Business Finance
• A recognized Diploma/Degree or equivalent, preferably in Accounting, Finance, Commerce, Economics or Business coupled with a minimum of 10 years of lending experience. i.e. SME Credit or Commercial Banking Relationship Manager with Trade knowledge will be an added advantage
• Relevant industry knowledge pertaining to SME loan and BNM/CGC/SJPP schemes will be an added advantage
• Committed to completing assignments within deadlines, with strong interpersonal and communication (oral and written) skills.
• Good interpersonal and communication skills
• Strong analytical skills and statistical knowledge. Well versed in various analytics approaches and methodologies.
• Possess strong initiative and drive and work with the Credit Risk team to grow the business volume while improving loan quality
• Able to work independently as well as a team player
• Committed to service excellence and quality in area of work