Engineering Lead (Payment Domain) | Kuala Lumpur, MY

Engineering Lead (Payment Domain)

Standard Chartered Kuala Lumpur, Malaysia

• Engineering Lead - Cross Border and Domestic Retail Payments with a strong background in API development, microservices architecture and ISO message integration along with deep expertise in retail banking.
• The ideal candidate will drive solution, architecture, design, and delivery ensuring compliance with security and governance standards with fostering innovation and efficiency in digital payment solutions.

• Design robust API-driven microservices solutions for retail payments, ensuring scalability, security, and compliance.
• Define end-to-end solution architecture for payment applications, ensuring alignment with business and regulatory requirements.
• Collaborate with stakeholders to translate business requirements into scalable and maintainable technology solutions.
• Ensure seamless integration of payment systems with other banking platforms and third-party services.
• Conduct performance optimization and implement best practices to enhance reliability and scalability.

• Identify and implement security controls by collaborating with Security teams.
• Ensure adherence to regulatory compliance, risk mitigation and governance policies.
• Conduct Security impact assessments to mitigate potential risks throughout the delivery lifecycle.
• Ensure adherence to enterprise technology standards and best practices in payment system design and implementation.

• Work closely with Product Owners, Security and Chapters to define and implement Solutions.
• Provide technical leadership and mentorship to development teams, ensuring high-quality software delivery.
• Collaborate with cross-functional teams for successful implementation and deployment of payment solutions.
• Actively participate in Solution reviews and architectural governance forums.

• Stay updated on emerging technologies in payment space.
• Foster a culture of innovation by driving modernization initiatives and continuous improvement strategies.
• Align technical solutions with the organization long-term technology vision and business goals.
• Leverage automation CI/CD and Sec DevOps practices to improve software development efficiency.

• Display exemplary conduct and live by the Group's Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank.
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

• Education B TECH or BE or MBA grade in Computer Science/ Information Systems or related IT Area; 8 to 16 Years

• Knowledge of ATM/POS switching, Debit Card Issuance/Management, Digital Channels interface, Encryption, HSM and ISO8583 messaging standards.
• Familiarity with EMV Contact/Contactless, VISA and MasterCard Card Issuing & Acquiring, Scheme compliance requirements.
• Experience with an EFT transaction switching and processing.
• Familiarity on PCI DSS and PA DSS compliance requirements.
• Experience on Switch integration with VISA/Mastercard is mandatory.
• Experience on Google Pay/Samsung Pay/Apple Pay Wallets and QR Code and Emerging payments will be an added Advantage.
• Experience in Web Service integration and APIs.
• Knowledge of end-to-end systems development life cycles (i.e., waterfall, Agile and other modern approaches to software development).
• Excellent in preparing the Solution Architecture document, Functional and technical spec.
• Excellent problem-solving, team, and time management skills.
• Experience in Programming Languages and other emerging technologies.
• Experience in Cloud Services.

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days).
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform.
• A continuous learning culture to support your growth, with opportunities to reskill and upskill.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity.