Underwriting Specialist

Mekari
Daerah Khusus Ibukota Jakarta
IDR 200,000,000 - 300,000,000
Job description

Mekari is Indonesia's no. 1 Software-as-a-Service (SaaS) company. With our ecosystem of software solutions—including Mekari Jurnal, Mekari Talenta, Mekari Qontak, and Mekari Flex, we aim to facilitate entrepreneurs and leaders as they accelerate the digital transformation of their businesses.

In our 10+ years of journey we have reached over 1 Million platform users, and we're not planning to stop any time soon. We need more people like you: builders and owners with calculated ambition who are eager to grow and create their #BiggestImpact.

Job Description:

Specifically for B2B & B2B2C loan application, MSME Segment:

  1. Analyzing new and existing customer credit-worthiness based on underwriting criteria (Advanced KYC, Client's Business Model, Financial Statement Analysis, Bank Statement Review, Collateral Assessment).
  2. Proposing terms and conditions for each loan applications.
  3. Preparing additional documents for loan campaign process.
  4. Managing disbursement underwriting applications.
  5. Monitoring repayment performance of disbursed loan.
  6. Proposing continuous improvement for business process and operations within Underwriting Team.

Requirements:

  1. Bachelor Degree all major from reputable university.
  2. Experience in Financial Services industry at least 2 years, especially in Credit Analysis for B2B, B2B2C and/or Supply Chain Financing (SCF).
  3. Able to communicate effectively to Clients and to Internal Cross Division.

Technical Requirements:

  1. Business Acumen
  2. Credit Review
  3. Business Analysis
  4. Working Capital Analysis
  5. Basic Data Analytics

Our team will review your application and will be in touch if your application is shortlisted to the next stage. If you do not hear from us in 30 days, we will keep your resume on file in case a relevant opportunity opens up.

We wish you the best. Hope to see you around soon!

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